USA • Founded 2025On all account types
Elite Daily: Daily • IGNITE: On-Demand
Elite: 4 Days • Instant: 5 Days • S2F: 10 Days
CME, CBOT, NYMEX, COMEX
Elite, Elite Daily, Instant, S2F, IGNITE
Trading Platforms
NinjaTrader
TradingView
TradovatePayout Methods
Crypto
RiseAbout Top One Futures
Top One Futures is a USA-based futures prop firm founded in April 2025 by Matt Morris. Despite being new, the firm has quickly earned a 4.8 TrustPilot rating. Top One offers five program types: Elite (1-step with profit target), Elite Daily (daily payouts, no funded consistency), Instant Funded (instant funded with EOD trailing), S2F Sim PRO (instant funded with intraday trailing), and IGNITE (on-demand payouts with 5% profit requirement). All accounts feature 90% profit split. The firm offers a path to live trading after 3 successful payouts on sim-funded accounts.
Challenge Programs
Elite (1-Step)
Traditional evaluation with profit target. Pass in as little as 1 day. Monthly subscription plus $149 activation.
Profit Split: 90%
EOD trailing | No eval consistency | 25% funded consistency | $149 activation
Elite Daily
Monthly evaluation with daily payouts and no funded consistency rule. 3 min days to pass.
Profit Split: 90%
EOD trailing | 45% eval consistency | No funded consistency | No activation fee | Daily payouts
Instant Funded
Instant sim-funded account with EOD trailing drawdown. No profit target - start trading immediately.
Profit Split: 90%
EOD trailing | 20% consistency | One-time fee
S2F Sim PRO
Instant sim-funded with intraday trailing (real-time). 20% ESS with 10 min trading days to payout.
Profit Split: 90%
Intraday trailing | 20% ESS | 10 min trading days | One-time fee
IGNITE
On-demand payout accounts. Hit 5% profit + 15% consistency and request payout anytime. Lower contract limits.
Profit Split: 90%
EOD trailing | 15% consistency | On-demand payouts | One-time fee
Key Features
• 90% Profit Split: Keep 90% on all account types
• IGNITE On-Demand Payouts: Request payouts anytime after 5% profit + 15% consistency
• Path to Live Trading: Eligible for live-funded account after 3 successful payouts
• Elite Daily: No funded consistency rule with daily payouts. Elite has no eval consistency.
• 5 Program Types: Choose between Elite, Elite Daily, Instant Funded, S2F Sim PRO, or IGNITE
• Drawdown Lock Feature: Lock your drawdown at break-even
• 10-Second Rule: Trades must be open longer than 10 seconds
• News Trading Allowed: Trade through news events without restrictions
• 14-Day Inactivity Rule: Must trade at least once every 14 calendar days on funded accounts
Max Contract Sizes
| Program | Account Size | Max Minis | Max Micros |
|---|---|---|---|
| Elite & Instant | $25,000 | 1 | 10 |
| $50,000 | 4 | 40 | |
| $100,000 | 8 | 80 | |
| $150,000 | 12 | 120 | |
| IGNITE | $25,000 | 1 | 10 |
| $50,000 | 5 | 50 | |
| $100,000 | 5 | 50 |
Commission rates for each platform:
Restricted Countries
| Size | Program | Target | Max Loss | Drawdown | Contracts | Profit Split | Payout | Loyalty | Activation | Price |
|---|
60% OFF All Accounts
60% off all accounts - first order only
45% OFF IGNITE & S2F Sim PRO
45% off on IGNITE and S2F Sim PRO accounts - unlimited use
35% OFF Instant Funded & Elite
35% off on Instant Funded and 1-Step Elite accounts - unlimited use
No Eval Consistency on Elite
The Elite evaluation phase has NO consistency rule. Trade freely to hit your profit target.
Funded Consistency Rules
Instant Sim-Funded: 20% max per day. IGNITE: 15% max per day. Elite Funded: 25% max per day.
10-Second Rule
All trades must remain open longer than 10 seconds. Violations on 50%+ of trades/profits will result in profit removal.
No Overnight Holding
All positions must be closed by 4:10 PM EST each trading day. Open trades after this time face forced liquidation.
Trading Hours
Trading allowed 6:00 PM EST to 4:10 PM EST next day (Mon-Fri). Daily 1-hour break from 5:00-6:00 PM EST.
News Trading
News trading is allowed without any restrictions on all account types.
Expert Advisors (EAs)
The use of Expert Advisors, bots, or automated trading is NOT allowed.
Copy Trading
Copy trading allowed only between your own accounts of same type/size. Max 3 Elite/Instant, 5 S2F Sim PRO, 6 IGNITE accounts.
14-Day Inactivity Rule
Funded traders must place at least one trade every 14 calendar days. No inactivity timer on evaluation phase.
Profit Requirements
1st payout: 6% profit. 2nd payout: 5% profit. 3rd+ payouts: 4% profit required.
Max Payout Per Cycle
25K: $1,500 | 50K: $2,500 | 100K: $3,000 | 150K: $3,500. IGNITE has lower caps: 25K: $500 | 50K: $1,000 | 100K: $1,500.
Path to Live Trading
After 3 successful payouts on Sim-Funded account, you may become eligible for a Live-Funded account.
Restricted Countries
Live On-Chain Payouts — Last 30 Days
Loading…RISEPAY on-chain data only. Some firms also pay via wire or other crypto — figures are a partial view.
Minimum: 1% of account balance • Maximum: $1.8M max allocation
Processing: Crypto, Rise
Elite → Funded
After passing the Elite evaluation, receive sim-funded account. Payout after 10 trading days with profit requirement met (1st: 6%, 2nd: 5%, 3rd+: 4%).
Instant Sim-Funded
10 trading days required. Must meet 20% consistency rule and profit requirement. Max payout per cycle varies by account size.
IGNITE
On-demand payouts! Hit 5% profit + 15% consistency = request payout anytime. Each subsequent payout requires new 5% profit.
Path to Live
Complete 3 successful payouts on Sim-Funded → Eligible for Live-Funded account with real capital.
IGNITE accounts offer true on-demand payouts with no minimum trading days. Just hit 5% profit and meet the 15% consistency rule to request your payout.
Max Contract Sizes by Program
Elite & Instant Program
IGNITE Program
Commission rates for each platform:
Highlights
IGNITE On-Demand Payouts
Request payouts anytime after 5% profit
90% Profit Split
High profit split on all account types
Path to Live Trading
Eligible for live capital after 3 payouts
Expert Review & Ratings
Top One Futures is a brand new prop firm (founded April 2025) that has quickly built a strong 4.8 TrustPilot rating. The firm offers impressive variety with 4 distinct program types: traditional Elite evaluation, Elite Daily with daily payouts, Instant Funded, S2F Sim PRO, and the unique IGNITE program with on-demand payouts. All accounts feature 90% profit split. The path to live trading after 3 payouts is a major differentiator. However, there are notable restrictions: no EAs/bots allowed, no overnight holding, and the 10-second minimum trade rule. Being new (founded 2025), long-term reliability is unproven.
Summary
Top One Futures is a USA-based futures prop firm founded in April 2025 by Matt Morris. Despite being new, the firm has earned a 4.8 TrustPilot rating. Five program types available: Elite (1-step eval), Elite Daily (daily payouts), Instant Funded (EOD trailing), S2F Sim PRO (intraday trailing), and IGNITE (on-demand payouts). All accounts feature 90% profit split. Elite has no eval consistency with 25% funded consistency. Elite Daily has 45% eval consistency with no funded consistency. Instant accounts have 15-20% consistency. Payouts every 4 days. Elite Daily offers daily payouts.. Key restrictions: No EAs, no overnight holding, 10-second minimum trade rule, 14-day inactivity rule on funded. Max allocation $1.8M with path to live trading after 3 successful payouts.
Deep Dive
More About Top One Futures
Is Top One Futures Legit?
Top One Futures is a legitimate futures proprietary trading firm headquartered in the USA, founded in April 2025 by Matt Morris. Despite being a new firm, it has rapidly built a 4.8 TrustPilot rating. The firm offers a clear path to live trading after 3 successful payouts, demonstrating commitment to serious traders. With 5 distinct program types and 90% profit split across all accounts, Top One provides competitive offerings. However, being founded in 2025, the firm lacks the track record of more established competitors.
Top One Futures vs Other Futures Prop Firms
Top One Futures vs Bulenox: Bulenox offers 100% on the first $10K then 90% with 21+ platforms and $2.75M allocation. Top One offers 90% flat with 5 program types and 3 platforms. Bulenox has a simpler structure with just 2 programs, while Top One's variety includes Elite Daily (daily payouts) and IGNITE (on-demand). Both have strong TrustPilot ratings (4.8 each).
Top One Futures vs My Funded Futures: MFFU's Rapid plan offers 90% with daily payouts and a 4.9 TrustPilot — the highest in the industry. Top One also offers daily payouts via Elite Daily with no funded consistency. Top One has $1.8M allocation vs MFFU's $450K. MFFU has a simpler 3-program structure while Top One has 5 programs.
Top One Futures vs Lucid Trading: Lucid offers 100% profit split on all accounts with 10 platforms and $750K allocation. Top One offers 90% flat with 5 programs and 3 platforms but $1.8M allocation. Top One's IGNITE on-demand payouts are unique. Lucid's LucidFlex has no funded consistency, similar to Top One's Elite Daily.
Top One Futures Frequently Asked Questions
What is the profit split at Top One Futures?
Top One Futures offers a 90% profit split across all account types including Elite, Elite Daily, Instant Funded, S2F Sim PRO, and IGNITE programs.
What is the IGNITE program at Top One Futures?
IGNITE is Top One Futures on-demand payout program. Hit 5% profit and meet the 15% consistency rule to request a payout anytime. Available in 25K, 50K, and 100K sizes with max payouts of $500-$1,500 per cycle.
Does Top One Futures allow overnight holding?
No, all positions must be closed by 4:10 PM EST each trading day. Open trades after this time face forced liquidation.
What is the 10-second rule at Top One Futures?
All trades must remain open longer than 10 seconds. If 50% or more of your trades or profits come from trades under 10 seconds, those profits may be removed.
Does Top One Futures offer live trading?
Yes, after completing 3 successful payouts on a Sim-Funded account, you may become eligible for a Live-Funded account with real capital routed to the exchange.
What is the activation fee at Top One Futures?
Elite accounts have a $149 activation fee when you pass. Elite Daily, Instant Funded, S2F Sim PRO, and IGNITE accounts have no activation fee.
Is there a consistency rule at Top One Futures?
Elite has no eval consistency with 25% funded consistency. Elite Daily has 45% eval consistency with no funded consistency. Instant Funded and S2F Sim PRO have 20% consistency. IGNITE has 15% consistency.
Featured in Our Blog
Read more about Top One Futures and futures prop trading in our latest articles: