On-demand payouts from day 1 on QuickPay, no activation fee, no daily loss limit — and six years behind it.
United StatesTrading Platforms
ATAS
Bookmap
EdgeProX
Finamark
Jigsaw Daytradr
MotiveWave
MultiCharts
NinjaTrader
OverCharts
Quantower
R Trader Pro
Sierra Chart
TradingView
Tradovate
VolFix
WealthChartsPayout Methods
RiseworksAbout TradeDay
TradeDay opened in Chicago in January 2020 under CEO James Thorpe and has been paying traders ever since. Six years is a long time in futures prop — long enough to have outlasted most of the firms that launched alongside it — and the it holds on Trustpilot comes from reviews accumulated across that whole run, not a single good quarter.
The 2026 lineup is twelve accounts and it is easy to hold in your head. QuickPay comes with an intraday or an end-of-day evaluation drawdown. FastPass comes in end-of-day only. Each sits at $25,000, $50,000, $100,000 and $150,000. Profit targets, drawdowns and evaluation contract limits are identical across all three. Everything that separates them is the day count, the consistency rule and — by a wide margin the most important — how and when you get paid.
Three things apply to every account on the page. No activation fee, so the evaluation price is the whole cost of reaching a funded account. No daily loss limit, at either stage, which means the trailing maximum drawdown is the only thing that can close you. And that drawdown trails upward to your starting balance and then locks permanently — on evaluations as well as funded sim accounts, so the floor only ever improves.
QuickPay is the one to buy if you want your money out. Five minimum trading days, a 30 percent consistency rule on the evaluation only, and once funded there is no consistency rule, no payout buffer and no minimum profitable days. You can request a withdrawal on day 1 and on demand after that, against a $250 minimum with no cap on frequency.
The split is the part worth reading twice. TradeDay pays 50/50 while current profit on the account is below $4,000 and 80/20 once it is above — provided the withdrawal still leaves more than $4,000 behind. A payout that crosses the line is split across both rates. It is calculated per account on current profit, not lifetime, so drawing the balance back under the threshold puts you back at 50/50 next time. Funded Live withdrawals pay 90/10.
One ceiling to know: the QuickPay funded sim is capped at $10,000 in total payouts. Reach it and the account is reviewed for Funded Live graduation rather than closed, so treat it as the finish line rather than a wall.
FastPass is the one to buy if you want to be funded this week. Three trading days clears it. The compensation for that speed is a flat 80/20 split with no threshold to cross — better per dollar than QuickPay below $4,000 — and an end-of-day drawdown that stays end-of-day after funding.
The costs land on the funded side. A 45 percent consistency rule that does not lift on accounts opened on or after 26 July 2026, measured against gross profit rather than current balance. 5 individual profitable trading days of $100, $150, $200 and $250 or better depending on size, which need not be consecutive. A balance above the starting balance, and net profit since your last request. Requests capped at $750, $1,500, $1,875 and $2,250 by tier and at 50 percent of the account balance.
Intraday or end-of-day is the other decision, and only QuickPay lets you make it. Intraday trailing follows your equity high through the session, so unrealised profit you give back drags the floor up behind you. End-of-day fixes the level for the whole session and only moves it after a profitable day settles. EOD is materially kinder and TradeDay prices it accordingly — $54.00 a month against $45.00 on a 25K.
Here is the detail most reviews miss: QuickPay EOD buys you an end-of-day evaluation, but the funded sim reverts to intraday calculation. You are paying for the softer method on the half that is hardest to pass, not on the half you keep. Only FastPass stays on end-of-day throughout.
Code GUIDE takes 55 percent off both QuickPay variants and 50 percent off FastPass. QuickPay Intraday runs $45.00, $59.00, $108.00 and $162.00 a month across the four sizes. QuickPay EOD runs $54.00, $79.00, $129.00 and $180.00. FastPass EOD runs $65.00, $95.00, $175.00 and $265.00. Resets are priced at the same discounted monthly figure, from $45.00, so a second attempt never costs more than the first month did.
Note the billing model, because it is not the one most of this category uses: TradeDay evaluations are monthly subscriptions. The price recurs until you pass or cancel. That rewards a fast pass and quietly punishes a slow one — three months on a 150K QuickPay EOD is $540 rather than $180.00.
Contract limits are set by balance alone. 2 Minis / 20 Micros, 5 Minis / 50 Micros, 10 Minis / 50 Micros and 15 Minis / 50 Micros on the evaluation, and the QuickPay funded sim keeps the same figures. Micros cap at 20 on the 25K and 50 on every larger size rather than scaling with the account, which makes the micro allowance relatively tightest on a 150K.
FastPass funded accounts are the exception and start smaller. 1 Mini / 10 Micros, 2 Minis / 20 Micros, 3 Minis / 30 Micros and 4 Minis / 40 Micros, scaling by one more contract for every $2,000 of net profit at the close. The 25K funded account is additionally capped at 2 minis however far you scale.
Two permissions here are rare enough to be the reason some traders choose TradeDay at all. Expert Advisors are allowed — your own, not bought ones — which almost nothing else in futures prop permits. And copy trading runs across your own evaluation and funded sim accounts, and from a personal external account into TradeDay. Between 2 or 3 Funded Sim accounts is explicitly fine. The line you cannot cross is copying between a Funded Live and a Funded Sim account.
The prohibitions are short. News trading is closed: positions are auto-closed 2 minutes before a Tier 1 release and markets reopen 2 minutes after, so the platform enforces it rather than leaving it to you. Hedging across your own accounts — long in one, short in another in the same product — is banned. So is gap trading in illiquid markets for stray fills, VPN or VPS use to mask location, and any strategy producing more than 200 trades in a day. Funded traders also cannot trade within 2% of a price limit.
Metals are temporarily restricted. Since February 11, 2026, Gold (GC), Silver (SI), Copper (HG) and Platinum (PL) carry restrictions across every account type, and Micro Gold (MGC) and Micro Silver (SIL) are limited to 4 lots on every tier. It applies to evaluations, funded sim and live accounts until further notice.
There is no TradeDay inactivity fee and no minimum trading requirement — but there is a trap. Tradovate archives any account not logged into for more than one calendar month, and an archived account cannot be recovered or reactivated by TradeDay. At that point it counts as failed and you buy a reset or a new account. Log in monthly even in a quiet month; nothing in the platform will warn you.
You can run up to 10 accounts at once, with a maximum of 5 active Funded Sim accounts — pass more and the extras queue until an active one is lost or graduates. You may also hold 5 Funded Live accounts, though while one is active you cannot buy anything further. Everything has to sit on one broker, and TradeDay allows one username and one user per household. Filled out, that puts the funded ceiling at $750,000.
Funded Sim and Funded Live are genuinely different products. Funded Sim is a simulation account you are paid from: instant onboarding, no professional market data fee, the same feed you used in the evaluation, and no slippage rule. It carries simulated commissions so that it behaves like the live account. Funded Live is a sub-account of TradeDay’s master account at its broker — real exchange markets, which makes you a professional in the exchange’s eyes.
That status has costs. Funded Live takes about five days to set up because of KYC and AML checks, requires the professional data feed at $156 per month per exchange, and is subject to slippage rules. Lose one and there is a three-month cooling-off period before you can take another evaluation; returning traders go back through Funded Sim first.
One clause at the end of the payout policy is worth more than most of the marketing: funded account profit protection. Lose a funded account while holding a positive balance and the remaining profit is returned after the profit share. The exclusions are narrow and fair — Tier 1 news trades, prohibited practices, repeated abuse of the guidelines, and simulated accounts.
Two jurisdiction notes before you subscribe. German citizens, and Canadian citizens or residents outside Ontario, are eligible for Funded Sim only and cannot hold a Funded Live account. And 84 countries and territories are restricted outright, a list reaching several places much of the category still allows.
Programs & Modes
QuickPay Intraday — Cheapest Way In, Paid On Demand
Clear $1,500 to $9,000 in profit over a minimum of 5 trading days, with a 30 percent consistency rule capping any single day. The drawdown is calculated intraday at both stages, which is the tighter method and why this is the cheaper QuickPay variant at $45.00 to $162.00 a month.
Funded, it is the loosest account TradeDay sells: no consistency rule, no payout buffer, no minimum profitable days. Withdraw on demand from day 1 against a $250 minimum, at 50/50 below $4,000 current profit and 80/20 above, up to a $10,000 lifetime total before the Funded Live review.
Profit Split: 50/50 below $4,000 current profit, 80/20 above, 90/10 on Funded Live
Target $1,500 to $9,000 | Intraday trailing $1,000 to $4,500, eval and funded | No daily loss limit | 5 min trading days | 30% eval consistency, none funded | On-demand payouts from day 1 | Reset $45.00 to $162.00 | No activation fee | $45.00 to $162.00 a month with GUIDE
QuickPay EOD — Softer Evaluation, Identical Payouts
Every rule matches QuickPay Intraday — same $1,500 to $9,000 targets, same 5-day minimum, same 30 percent evaluation consistency, same on-demand payouts from day 1 — with one difference that most traders should pay for.
The evaluation drawdown is calculated end of day, so the level is fixed for the session and only moves once a profitable day has settled. Intraday give-back costs you nothing while passing. Be clear on the limit though: the funded sim reverts to intraday calculation. It runs $54.00 to $180.00 a month against $45.00 to $162.00 for the intraday evaluation.
Profit Split: 50/50 below $4,000 current profit, 80/20 above, 90/10 on Funded Live
Target $1,500 to $9,000 | EOD trailing $1,000 to $4,500 on eval, intraday funded | No daily loss limit | 5 min trading days | 30% eval consistency, none funded | On-demand payouts from day 1 | Reset $54.00 to $180.00 | No activation fee | $54.00 to $180.00 a month with GUIDE
FastPass EOD — Three Days to Funded
Same targets and drawdowns as QuickPay, cleared in as few as 3 trading days, at $65.00 to $265.00 a month. The drawdown stays on end-of-day calculation after funding — the only TradeDay account that does — and on your first payout request it moves to the starting balance and locks there permanently.
The funded side asks more. A 45 percent consistency rule that stays in force on accounts opened on or after 26 July 2026. 5 profitable days of $100, $150, $200 and $250 or better by size. A balance above the starting balance and net profit since your last request. Requests capped at $750, $1,500, $1,875 and $2,250 by tier or 50 percent of the balance. Position limits also start lower, at 1 Mini / 10 Micros, 2 Minis / 20 Micros, 3 Minis / 30 Micros and 4 Minis / 40 Micros, scaling by one per $2,000 of net profit at the close. In return: a flat 80/20 with no threshold.
Profit Split: A flat 80/20 on the funded sim, 90/10 on Funded Live
Target $1,500 to $9,000 | EOD trailing $1,000 to $4,500, eval and funded | No daily loss limit | 3 min trading days | 45% consistency, eval and funded | 5 profitable days per payout | Max $750 to $2,250 per request | Reset $65.00 to $265.00 | No activation fee | $65.00 to $265.00 a month with GUIDE
Profit Split & Payouts
QuickPay and FastPass share almost no payout rules, which makes this the decision to settle before you pick a size. QuickPay is built for frequent withdrawal on a sliding split. FastPass is built for fast funding on a flat one.
QuickPay runs a sliding split rather than a buffer. 50/50 while current profit on the account sits below $4,000, 80/20 once it is above and the withdrawal still leaves more than $4,000 behind, and a blend of both rates on a payout that crosses the line. Calculated per account on current profit, so the rate can move back down. Funded Live pays 90/10.
Nothing is held back. No payout buffer, no minimum profitable days, no waiting period — a funded QuickPay account can request on day 1 and as often as it likes, against a $250 minimum. The only ceiling is lifetime: $10,000 in total payouts, which triggers the Funded Live review.
FastPass pays a flat 80/20 with no threshold, which is the better rate once you are withdrawing. Qualifying is the work: 5 individual profitable days of $100, $150, $200 and $250 or more by size, non-consecutive is fine, a balance above the starting balance, and net profit since your previous request. Requests cap at $750, $1,500, $1,875 and $2,250 by tier or 50 percent of the account balance, whichever binds first.
Accounts opened on or after 26 July 2026 also carry the 45 percent consistency objective on the funded sim, measured against gross profit — current profit plus payouts already taken — rather than the balance in front of you. Accounts opened before that date have no funded consistency objective and higher caps of $2,000, $2,500 and $3,000 on the 50K, 100K and 150K.
One procedural rule catches people out. Once you submit a payout request, do not resume trading until it has arrived. Your new Day 1 begins at the start of the following session, not the one the payout landed in. Request on Wednesday evening, receive it in the early hours of Thursday, and Day 1 still does not start until the Friday session opens.
The drawdown lock. The trailing maximum drawdown trails upward until it reaches your starting balance and then locks permanently, on evaluations and funded sim accounts alike. FastPass has a shortcut: your first payout request moves it straight to the starting balance whether or not it had arrived, and fixes it there.
Profit protection on a lost account. If a funded account is closed while holding a positive balance, the remaining profit is returned after the profit share. Excluded: profit from Tier 1 news trades, from prohibited trading practices, from repeated abuse of the guidelines, and anything earned in a simulated account.
Everything settles through Riseworks, which clears on-chain — the reason the tracker on this page can read verified TradeDay transfers rather than figures the firm publishes about itself. Minimum withdrawal is $250 on every account.
Platforms & Instruments
Sixteen platforms, which is among the widest lists in futures prop: NinjaTrader, Tradovate, TradingView, Quantower, Sierra Chart, ATAS, Bookmap, Jigsaw Daytradr, MotiveWave, MultiCharts, OverCharts, EdgeProX, Finamark, VolFix, WealthCharts and R Trader Pro. Order-flow and footprint traders are properly covered here, which is not true of most of the category.
Accounts run on either the Tradovate and NinjaTrader stack or on Rithmic, chosen at checkout — and if you hold several accounts they must all sit on the same one. Instruments are futures only across the four CME group exchanges: CME, CBOT, NYMEX and COMEX. Equity index in minis and micros, CBOT rates, NYMEX energy, COMEX metals. No forex, no CFDs, no spot crypto.
Metals carry the temporary restriction noted above — GC, SI, HG and PL limited across all account types since February 11, 2026, with MGC and SIL capped at 4 lots on every tier.
Contract Limits
All three evaluations share the same limits, and the QuickPay funded sim keeps them: 2 Minis / 20 Micros, 5 Minis / 50 Micros, 10 Minis / 50 Micros and 15 Minis / 50 Micros. Micros cap at 20 on the 25K and 50 on every larger size rather than scaling with the account.
The FastPass funded sim is the exception. It starts at 1 Mini / 10 Micros, 2 Minis / 20 Micros, 3 Minis / 30 Micros and 4 Minis / 40 Micros and scales by one more contract for every $2,000 of net profit at the close, with the 25K additionally capped at 2 minis however far you get.
| Stage | Account Size | Max Minis | Max Micros |
|---|---|---|---|
| All evaluations & QuickPay funded | $25,000 | 2 | 20 |
| $50,000 | 5 | 50 | |
| $100,000 | 10 | 50 | |
| $150,000 | 15 | 50 | |
| FastPass funded sim (starting) | $25,000 | 1 | 10 |
| $50,000 | 2 | 20 | |
| $100,000 | 3 | 30 | |
| $150,000 | 4 | 40 |
Restricted Countries
| Size | Program | Profit Target | Max Loss | Daily Loss | Drawdown | Profit Split | Payout | Loyalty | Activation Fee | Price |
|---|
55% Off QuickPay
Code GUIDE halves the price on both QuickPay variants. The intraday evaluation runs $45.00, $59.00, $108.00 and $162.00 a month across the four sizes, down from $100.00, $131.00, $240.00 and $360.00. The end-of-day evaluation runs $54.00, $79.00, $129.00 and $180.00, down from $120.00, $175.00, $285.00 and $400.00. QuickPay funded accounts pay on demand from day 1 with no payout buffer, no minimum profitable days and no consistency rule, and resets cost the same as the discounted month — so a second attempt never costs more than the first. No activation fee on passing.
50% Off FastPass EOD
50 percent off FastPass with code GUIDE: $65.00, $95.00, $175.00 and $265.00 a month across the four sizes, down from $130.00, $189.00, $350.00 and $530.00. FastPass clears in as few as 3 trading days and pays a flat 80/20 on the funded sim with no $4,000 threshold to cross, which beats QuickPay on rate until your account profit passes that line. Budget for the conditions: 5 profitable days per request, caps of $750, $1,500, $1,875 and $2,250 by tier or 50 percent of the balance, and a 45 percent consistency rule that stays in force after funding.
Expert Advisors Allowed
Your own Expert Advisors are allowed, on the evaluation and on the funded sim. Almost nothing else in futures prop permits automation at all, and for an algorithmic trader that single line narrows the whole field to a handful of firms.
What is forbidden is algos and bots purchased from a third party. Enforcement is behavioural rather than technical: if several users are found placing identical trades, every one of those accounts is shut down and the users suspended. A resold or shared system fails that test however it was coded.
Copy Trading, Including From Outside Allowed
Permitted across your own evaluation and funded sim accounts, and — unusually — from a personal external account into TradeDay. Running between 2 or 3 Funded Sim accounts is explicitly allowed.
The single carve-out: Funded Live and Funded Sim accounts must be traded separately, and copying between them is not permitted.
No Daily Loss Limit Allowed
There is no daily loss limit on any TradeDay account at either stage. The trailing maximum drawdown of $1,000 to $4,500 is the only thing that can close you, which means a bad morning does not end your day — and equally that nothing steps in before the account itself does.
No Stop-Loss Requirement Allowed
Nothing forces a stop on any order. Risk is handled at account level: breach the trailing maximum drawdown and the account closes. Whether you use stops is entirely your call.
The Drawdown Lock Allowed
The trailing maximum drawdown trails upward until it reaches your starting balance, then locks permanently. It applies to evaluations and funded sim accounts alike, so the floor can only improve and never slides back.
FastPass gets there by a shortcut: your first payout request moves the drawdown to the starting balance, whether or not it had arrived, and fixes it there.
Choosing Your Evaluation Drawdown on QuickPay Allowed
QuickPay is sold with the evaluation drawdown calculated either intraday or end of day, picked at checkout. EOD is the softer method — the level is fixed for the session and only moves once a profitable day settles, so unrealised give-back costs you nothing.
It runs $54.00 to $180.00 a month against $45.00 to $162.00. The limit worth knowing: the QuickPay funded sim reverts to intraday calculation either way, so you are buying the softer method for the evaluation only. FastPass is the one account that stays on end-of-day after funding.
Resets at the Discounted Monthly Price Allowed
A failed evaluation can be reset rather than re-bought, and the reset costs the same as the discounted month: $45.00, $59.00, $108.00 and $162.00 on QuickPay Intraday, $54.00, $79.00, $129.00 and $180.00 on QuickPay EOD, $65.00, $95.00, $175.00 and $265.00 on FastPass. A second attempt never costs more than the first.
Funded Account Profit Protection Allowed
If a funded account is lost while holding a positive balance, the remaining profit is returned to you after the profit share. Very few firms in this category publish anything equivalent, and it is worth knowing you have it.
The carve-outs are narrow: profit from Tier 1 news trades, from prohibited trading practices, from repeated abuse of the trading guidelines, and anything earned in a simulated account.
No TradeDay Inactivity Fee Allowed
TradeDay charges no inactivity fee and sets no minimum trading requirement of its own. Read the Tradovate archive rule in the Restricted section below before you take that as licence to go quiet, but nothing on TradeDay’s side forces you to trade.
Consistency Rules, Different on Each Route Restricted
QuickPay, both drawdown types: 30 percent, evaluation only. No single trading day may account for more than 30 percent of total profits while you are passing. Once funded there is no consistency rule at all — nothing caps how much of a withdrawal comes from one session.
FastPass EOD: 45 percent, evaluation and funded, on accounts opened on or after 26 July 2026. It is measured against gross profit — current profit plus payouts already taken — not the balance in front of you. Accounts opened before that date carry no funded consistency objective.
The real cost of FastPass is not the tighter percentage. It is that the rule never lifts.
News Trading Restricted
Not allowed. All positions are auto-closed 2 minutes before a Tier 1 news release and markets reopen 2 minutes after it. The closure is automatic rather than something you manage yourself.
TradeDay does not fail an account for an accidental news trade, but traders found ignoring the guideline and abusing the policy lose the account. Profit from Tier 1 news trades is also excluded from the profit-protection clause. The Tier 1 calendar, the Investing.com economic calendar and the CME calendar are published in the members area.
The $4,000 Threshold on QuickPay Restricted
QuickPay splits profit 50/50 while current profit on the account is below $4,000 and 80/20 once it is above — provided the payout still leaves more than $4,000 behind. A withdrawal that crosses the line is split across both rates.
It tracks current rather than lifetime profit and is calculated per individual account, so drawing the balance back under $4,000 returns you to 50/50 on the next request. FastPass has no threshold at all — it pays a flat 80/20 from the first withdrawal.
The QuickPay Lifetime Payout Cap Restricted
The QuickPay funded sim is capped at $10,000 in total payouts. Individual withdrawals are uncapped and on demand; the ceiling is cumulative. Reach it and the account is reviewed for Funded Live graduation rather than closed, so it functions as a finish line.
FastPass Payout Conditions Restricted
Five conditions stack on every FastPass withdrawal. 5 individual profitable trading days of $100, $150, $200 and $250 or more by size, which need not be consecutive. A balance above the starting account balance. Net profit since your previous request. A cap of $750, $1,500, $1,875 and $2,250 by tier, and separately a cap at 50 percent of the account balance. And a $250 minimum request.
Accounts opened on or after 26 July 2026 must also satisfy the 45 percent consistency objective. Accounts opened before that date use higher caps — $2,000, $2,500 and $3,000 on the 50K, 100K and 150K — and have no funded consistency requirement.
There is no buffer on a FastPass Funded Sim account, and TradeDay may move a trader to Funded Live before the fifth payout request if they are demonstrating consistency.
Do Not Trade Between Requesting and Receiving a Payout Restricted
Once you submit a payout request, do not resume trading until it has arrived. Your new Day 1 begins at the start of the following trading session, not the session the payout landed in.
The worked example from the rulebook: request Wednesday at 7 PM CT, receive it Thursday at 3 AM CT, and that Thursday morning still sits inside the Wednesday-to-Thursday session. Day 1 of the new cycle starts when the Friday session opens at 5 PM CT Thursday. For a payout processed on a Saturday, Day 1 is the Monday session.
Minimum Trading Days Restricted
QuickPay: 5 trading days. FastPass: 3. Neither needs them consecutive. Reaching the profit target early does not end the count — keep trading normally until the days are logged, because microtrading to pad the count is prohibited.
On the funded side the positions reverse: QuickPay has no minimum profitable day count at all, while FastPass needs 5 profitable days before every payout request.
FastPass Funded Position Scaling Restricted
FastPass funded accounts start below the evaluation limit: 1 Mini / 10 Micros, 2 Minis / 20 Micros, 3 Minis / 30 Micros and 4 Minis / 40 Micros. You earn one more contract for every $2,000 of net profit at the close.
The 25K funded account is additionally capped at 2 minis however far you scale. QuickPay funded accounts use the full evaluation limit from day one.
Contract Limits Restricted
Set by account size and nothing else: 2 Minis / 20 Micros, 5 Minis / 50 Micros, 10 Minis / 50 Micros and 15 Minis / 50 Micros. Identical on all three evaluations and on the QuickPay funded sim.
Micros cap at 20 on the 25K and 50 on every larger size rather than scaling with the account, which makes the micro allowance relatively tightest on a 150K.
Temporary Metals Restrictions Restricted
Since February 11, 2026, Gold (GC), Silver (SI), Copper (HG) and Platinum (PL) carry temporary restrictions across all account types, and Micro Gold (MGC) and Micro Silver (SIL) are limited to 4 lots on every tier.
The restrictions apply to evaluations, funded sim accounts and live accounts alike, and stand until further notice.
The Tradovate Archive Trap Restricted
TradeDay charges no inactivity fee and sets no minimum trading requirement. Tradovate does. Any account not logged into for more than one calendar month is archived automatically.
An archived account is removed from the platform and cannot be recovered or reactivated by TradeDay. At that point it is treated as failed, and continuing means buying a reset or a new account. Log in monthly even when you are not trading — nothing will warn you.
Account Limits: 10 Total, 5 Active Funded Sim, 5 Funded Live Restricted
Traders may hold up to 10 accounts at any one time, counted across all evaluation tiers. The maximum number of active Funded Sim accounts is 5 — pass ten evaluations and five go active while the rest queue, moving across only when an active account is lost or graduates.
You may also hold up to 5 Funded Live accounts, but while one is active you cannot purchase additional accounts until you are off-boarded. Each Funded Sim account is assessed separately at the QuickPay thresholds; FastPass Funded Sim has no threshold.
How Funded Sim Accounts Graduate and Merge Restricted
The route into Funded Live differs by program. On QuickPay the profits from each Funded Sim account are carried into a newly created Funded Live account. On FastPass a new account is opened instead, and TradeDay may move you up before your fifth payout request if you have been trading consistently.
The catch sits at the ceiling. If you already hold five Funded Live accounts, any further Funded Sim account that graduates does not become a sixth — its balance is merged into one of your existing Funded Live accounts. Position limits on the merged account are set at the highest level among the Funded Sim accounts you are graduating from, but TradeDay may cut them to reflect the account balance and risk, and reserves the right to reduce position limits after withdrawals or losses at any point. Plan your contract sizing on what the account currently permits rather than on what you passed with.
One Broker, One Username Restricted
All of your accounts must sit on one broker. You cannot split them — a 50K evaluation on Tradovate alongside a 50K on Rithmic is not permitted. There are no restrictions on mixing evaluation tiers or drawdown types, provided they share a broker.
TradeDay allows one username only, and one user per household. Signing up under a second username is a breach.
Funded Live: Data Fee, Setup Time and Slippage Restricted
A Funded Live account is a sub-account of TradeDay’s master account at its broker, trading real exchange markets — which makes you a professional in the exchange’s eyes. Setup takes around five days because of the broker and clearing firm’s KYC and AML checks.
Two costs apply that Funded Sim does not carry: the professional market data feed at $156 per month, per exchange, and slippage rules. Funded Sim has neither — no professional data fee, the same feed you used in the evaluation, and no slippage rule.
Cooling-Off After a Lost Funded Live Account Restricted
Traders who lose a Funded Live account face a three-month cooling-off period during which they cannot take part in TradeDay evaluations. After that you reapply by emailing the funded trader desk.
Returning Funded Live traders are placed back into Funded Sim rather than straight into Funded Live, so the firm can reassess. TradeDay reserves the right to move a trader directly to Funded Live on passing an evaluation, but describes that as rare and based on prior account history.
Funded Live Jurisdiction Limits Restricted
German citizens, and Canadian citizens or residents outside Ontario, are eligible for Funded Sim only and cannot hold a Funded Live account. Everything else on the platform stays available to them.
Circuit Breaker Rule Restricted
Funded traders may not trade within 2% of a price limit. Breaching this loses the funded account outright, which puts it alongside the drawdown rather than among the soft guidelines.
Trade Frequency and Volume Restricted
Any strategy producing more than 200 trades in a day is prohibited, as is trading an excessive or unrealistic number of contracts in a day. Both are judged on the pattern across sessions rather than on one busy afternoon.
Monthly Billing on Evaluations Restricted
TradeDay evaluations are monthly subscriptions rather than one-time fees. The price recurs each month until you pass or cancel, which rewards a fast pass and compounds a slow one. Resets are priced at the same discounted monthly figure, from $45.00 to $265.00.
84 Restricted Countries Restricted
TradeDay restricts 84 countries and territories, listed in full below. The list reaches a number of places much of the category still allows — Croatia, Bulgaria, Romania, Slovenia, Malta, Monaco and Iceland are all on it, as are Puerto Rico, Guam, the Cayman Islands and both Virgin Islands. Check it before you subscribe.
Third-Party Purchased Bots and Algos Prohibited
Your own Expert Advisors are fine; algos and bots purchased from a third party are forbidden. If multiple users are found making the same trades, all of those accounts are shut down and the users suspended.
High-Frequency Trading Prohibited
Automated systems designed to scalp at extremely high frequency are prohibited. So is any strategy producing more than 200 trades in a day, and any strategy built to exploit or create errors in the service — mispriced displays, delayed updates and the like.
Hedging Across Accounts Prohibited
Simultaneously going long in one account and short in another in the same product is prohibited. The rule is written across accounts rather than within one, so splitting a hedge over two evaluations is exactly what it catches.
Gap Trading Prohibited
Entering trades specifically in gapped, illiquid markets to benefit from isolated or stray fills is not allowed. This targets exploiting a thin book rather than trading a gap open on a liquid contract.
VPN and VPS Use Prohibited
Using a VPN or VPS to mask the location of trading is not allowed. With 84 countries restricted and Funded Live closed to some jurisdictions, this is the rule that enforces the others.
Microtrading to Pad Day Counts Prohibited
Once the profit target is reached, placing token trades purely to accumulate the minimum trading days is prohibited. TradeDay asks you to keep trading normally until the count completes.
Copying Between Funded Live and Funded Sim Prohibited
Funded Live and Funded Sim accounts must be traded separately. Copy trading between the two is not permitted, even though copying between 2 or 3 Funded Sim accounts is explicitly allowed.
Trading Near a Price Limit Prohibited
Funded traders are not permitted to trade within 2% of a price limit. Traders in breach lose the funded account.
Restricted Countries
Live On-Chain Payouts — Last 30 Days
Loading…RISEPAY on-chain data only. Some firms also pay via wire or other crypto — figures are a partial view.
QuickPay: on demand from day 1, 50/50 below $4,000 current profit and 80/20 above, $10,000 lifetime cap
FastPass: flat 80/20, 5 profitable days per request, max $750 to $2,250 by tier or 50% of balance • $250 minimum • paid through Riseworks
Two Programs, Two Payout Models
QuickPay and FastPass share almost no payout rules, so this is the decision to settle before the account size. QuickPay pays on demand from day 1 on a sliding split with a lifetime ceiling. FastPass pays a flat 80/20 but gates every request behind five profitable days and caps it by tier.
QuickPay — On Demand, No Buffer, No Minimum Days
A funded QuickPay account carries no payout buffer, no minimum profitable days and no waiting period. Request a withdrawal on day 1 and as often as you like after that, against a $250 minimum with no cap on frequency.
The split slides with current profit on that individual account: 50/50 below $4,000, 80/20 above it provided the payout still leaves more than $4,000 behind, and a blend of the two on a withdrawal that crosses the line. Funded Live pays 90/10.
The $4,000 Threshold Is Not a Buffer
Nothing is locked on QuickPay. A buffer holds your profit until you clear it; this does not. You withdraw from day 1 and simply keep half until current profit passes $4,000, then four fifths.
One detail catches people: it is calculated on current profit per account, not lifetime. Draw the balance back below $4,000 and the next withdrawal reverts to 50/50. The honest framing is that the first $4,000 of profit on each account is shared evenly.
The QuickPay Lifetime Cap
The QuickPay funded sim is capped at $10,000 in total payouts. Individual withdrawals are uncapped; the ceiling is cumulative. Reach it and the account is reviewed for Funded Live graduation rather than shut, so it is the finish line rather than a dead end.
FastPass — Five Profitable Days Per Request
Every FastPass payout request needs 5 individual profitable trading days clearing a size-based minimum: $100, $150, $200 and $250. They do not have to be consecutive. The balance must sit above the starting account balance, and the account must show net profit since your previous request.
Requests are capped twice: at $750, $1,500, $1,875 and $2,250 by tier and at 50 percent of the account balance, whichever binds first, against a $250 minimum. Accounts opened on or after 26 July 2026 must also clear the 45 percent consistency objective, measured against gross profit — current profit plus payouts already taken.
There is no buffer requirement on a FastPass Funded Sim account. Accounts opened before 26 July 2026 use higher caps of $2,000, $2,500 and $3,000 on the 50K, 100K and 150K, and carry no funded consistency objective.
QuickPay or FastPass: Run the Arithmetic
A 150K FastPass pays at most $2,250 a request and needs five profitable days each time, but takes a flat 80/20 from the first dollar. A 150K QuickPay pays on demand with no per-request cap, but slides between 50/50 and 80/20 and stops at a $10,000 lifetime total.
Below $4,000 in account profit FastPass is the better rate. Above it, QuickPay matches the rate and wins on freedom. TradeDay may also move a FastPass trader to Funded Live before the fifth request if they are showing consistency.
Do Not Trade Between Requesting and Receiving
Once a payout request is submitted, stop trading until it arrives. Your new Day 1 begins at the start of the following session, not the one the payout landed in.
TradeDay’s own example: request Wednesday 7 PM CT, receive it Thursday 3 AM CT, and that Thursday morning is still inside the Wednesday session. Day 1 starts when the Friday session opens at 5 PM CT Thursday. A Saturday payout means Day 1 is the Monday session.
The Drawdown Lock
The trailing maximum drawdown trails upward until it reaches your starting balance and then locks permanently — on evaluations and funded sim accounts on every variant.
FastPass reaches it faster: the first payout request moves the drawdown straight to the starting balance, if it has not arrived already, and fixes it there.
Funded Sim and Funded Live Are Different Products
Funded Sim is a simulation account you are paid from. Onboarding is instant, there is no professional market data fee, you keep the feed you had during the evaluation, and there is no slippage rule. It carries simulated commissions so it behaves like the live account, and the environments are run by third-party brokers rather than TradeDay.
Funded Live is a sub-account of TradeDay’s master account at its broker, trading real exchange markets. It pays 90/10. Setup takes about five days for KYC and AML, the professional data feed costs $156 per month per exchange, and slippage rules apply.
Lose a Funded Live account and a three-month cooling-off period applies before you can take another evaluation. Returning traders go back through Funded Sim first.
How Many Accounts You Can Run
Up to 10 accounts at any one time across all evaluation tiers, with a maximum of 5 active Funded Sim accounts — extras queue until an active one is lost or graduates. That puts the practical funded ceiling at $750,000.
You may hold up to 5 Funded Live accounts, though while one is active you cannot buy further accounts. All accounts must sit on the same broker, and TradeDay allows one username and one user per household.
Funded Account Profit Protection
If a funded account is lost while holding a positive balance, the remaining profit is returned after the profit share. Very few firms publish anything equivalent.
Excluded: profit from Tier 1 news trades, from prohibited trading practices, from repeated abuse of the trading guidelines, and anything earned in a simulated account.
Paid Through Riseworks
All withdrawals settle through Riseworks, which clears on-chain. That is what makes the tracker above possible — it reads verified TradeDay transfers rather than figures the firm reports about itself. Minimum withdrawal is $250 on every account.
Who Cannot Reach Funded Live
German citizens, and Canadian citizens or residents outside Ontario, are eligible for Funded Sim only and cannot hold a Funded Live account. Everything else on the platform stays open to them, including every evaluation and the full funded sim payout schedule.
No Activation Fee, No Refundable Fee
There is no activation fee on any account — the monthly evaluation subscription is the whole cost of reaching a funded account, with no second payment when you pass.
TradeDay does not refund the evaluation fee on a payout either. What it offers instead is a reset priced at the discounted monthly figure, from $45.00 to $265.00, so a second attempt costs no more than the first month.
Max Contract Sizes by Program
QuickPay Intraday — Evaluation & Funded
QuickPay EOD — Evaluation & Funded
FastPass EOD — Evaluation
FastPass EOD — Funded Sim, Starting Limit
All three evaluations share the same limits, and so does the QuickPay funded sim. Micros cap at 20 on the 25K and 50 on every larger size rather than scaling with the account. The FastPass funded sim is the exception: it starts at 1 Mini / 10 Micros, 2 Minis / 20 Micros, 3 Minis / 30 Micros and 4 Minis / 40 Micros and scales by one more contract for every $2,000 of net profit at the close, with the 25K capped at 2 minis however far you scale.
Since February 11, 2026, Gold (GC), Silver (SI), Copper (HG) and Platinum (PL) carry temporary restrictions across all account types, and Micro Gold (MGC) and Micro Silver (SIL) are limited to 4 lots on every tier — on evaluations, funded sim and live accounts alike.
Trader Reviews 0
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TradeDay Reviews & Ratings
Rated by our community & expert team
TradeDay has run out of Chicago since January 2020 under CEO James Thorpe and holds on Trustpilot from reviews. Six years of continuous payouts in a category whose median firm is two or three years old is the product here, and it is not a claim most competitors can make. Twelve accounts: QuickPay with an intraday or end-of-day evaluation, and FastPass in end-of-day only, from $25,000 to $150,000. Shared across all of them: no activation fee, no daily loss limit, a drawdown that locks permanently at your starting balance, Expert Advisors allowed, and 16 platforms. QuickPay pays on demand from day 1 with no buffer and no funded consistency rule, on a split that slides from 50/50 to 80/20 at $4,000 current profit. FastPass clears in 3 days and pays a flat 80/20, but needs 5 profitable days per request and keeps a 45 percent consistency rule after funding. Code GUIDE takes 55 percent off QuickPay and 50 percent off FastPass, from $45.00 a month. What costs it marks: a $10,000 lifetime cap on QuickPay, a $750,000 ceiling, monthly billing, and a Tradovate archive rule that fails an account left dormant for a month.
Summary
TradeDay opened in Chicago in January 2020 under CEO James Thorpe. Three evaluation variants, four sizes, twelve accounts in total, on sixteen platforms including NinjaTrader, Tradovate, TradingView, Quantower, Sierra Chart, ATAS and Bookmap. It holds on Trustpilot from reviews — six years of them, which is the part most of this category cannot match.
Code GUIDE takes 55 percent off QuickPay and 50 percent off FastPass. QuickPay Intraday runs $45.00 to $162.00 a month, QuickPay EOD $54.00 to $180.00, FastPass EOD $65.00 to $265.00. These are monthly subscriptions, not one-time fees — and resets cost the same as a discounted month, from $45.00, so a second attempt never costs more than the first.
Three things hold across every account. No activation fee, so the subscription is the whole cost of getting funded. No daily loss limit at either stage, which makes the $1,000 to $4,500 trailing drawdown the only thing that can close you. And that drawdown trails up to your starting balance and locks permanently — on evaluations as well as funded accounts.
QuickPay is built around getting paid. Five minimum trading days, a 30 percent consistency rule on the evaluation only, and once funded there is no consistency rule, no payout buffer and no minimum profitable days. Withdraw on demand from day 1 against a $250 minimum with no cap on frequency. The split slides: 50/50 while current profit sits below $4,000, 80/20 above it, 90/10 on Funded Live.
That threshold tracks current profit per account rather than lifetime, so drawing the balance back under $4,000 returns you to 50/50 next time. The funded sim also carries a $10,000 lifetime payout cap — reach it and the account is reviewed for Funded Live graduation rather than closed.
FastPass is built around getting funded. Three trading days, and a flat 80/20 split with no threshold — which beats QuickPay on rate until your account profit crosses $4,000. The costs sit on the funded side: a 45 percent consistency rule that does not lift on accounts opened on or after 26 July 2026, 5 profitable days of $100, $150, $200 and $250 per request, a balance above the starting balance, net profit since your last request, and caps of $750, $1,500, $1,875 and $2,250 by tier or 50 percent of the balance.
One detail is easy to miss at checkout. QuickPay EOD buys an end-of-day evaluation drawdown — the softer calculation, where the floor only moves after a profitable day settles — but the funded sim reverts to intraday. Only FastPass stays on end-of-day after funding. Worth knowing which half of the journey you are paying for.
Two permissions here are rare enough to be the whole reason some traders pick TradeDay. Expert Advisors are allowed — your own, not purchased ones — which almost nothing else in futures prop permits. And copy trading runs across your own evaluation and funded sim accounts, from an external personal account in, and between 2 or 3 Funded Sim accounts. The one line you cannot cross is copying between Funded Live and Funded Sim.
The restrictions are short and specific. News trading is closed — positions are auto-closed 2 minutes before Tier 1 releases and markets reopen 2 minutes after. Hedging across your own accounts, gap trading in illiquid markets, VPN or VPS use to mask location, and any strategy over 200 trades a day are all prohibited. Funded traders cannot trade within 2% of a price limit, and metals carry temporary restrictions as of February 11, 2026.
The inactivity trap deserves its own line. TradeDay charges no inactivity fee and sets no minimum trading requirement — but Tradovate archives any account not logged into for more than one calendar month, and an archived account cannot be recovered. It counts as failed. Log in monthly even in a quiet month, because nothing will warn you.
Scale is where TradeDay is deliberately narrow. Up to 10 accounts at once, a maximum of 5 active Funded Sim with the rest queued, and 5 Funded Live — though while a Funded Live account is active you cannot buy anything else. Everything must sit on one broker, and one username per household. That caps the funded ceiling at $750,000.
Funded Sim and Funded Live are different products. Sim onboards instantly, has no professional data fee and no slippage rule. Live is a sub-account of TradeDay’s master account, pays 90/10, takes about five days to set up, requires the professional feed at $156 per month per exchange, and applies slippage rules. Lose one and a three-month cooling-off follows.
The verdict: not the biggest numbers in futures prop, but one of the shortest rulebooks, the widest platform list and one of the longest track records. No activation fee, no daily loss limit, EAs permitted, profit returned if a funded account is lost in profit, and on-demand withdrawals from day 1 on QuickPay. Buy it to run one or two accounts properly. Look elsewhere if you want seven-figure allocation.
Deep Dive
More About TradeDay
Is TradeDay Legit?
Yes, and the case is simpler here than for most firms on this site. TradeDay has traded since January 2020 out of Chicago under James Thorpe — six years of continuous operation where the category median is two or three. It holds on Trustpilot from reviews accumulated across that whole period.
Longevity is the strongest signal available in prop trading, because the usual failure mode is not fraud but a firm that cannot sustain its own payout promises. One still paying traders after 2020, 2021, 2022, 2023, 2024 and 2025 has survived the conditions that closed a long list of competitors.
Five things in the rulebook back it up. No activation fee on any of the twelve accounts. No daily loss limit at any stage. No consistency rule on a funded QuickPay account. Expert Advisors permitted, which almost nothing else in futures prop allows. And payouts settle on-chain through Riseworks, so the tracker on this page reads verified transfers rather than numbers the firm publishes about itself.
There is also a clause most of the category does not publish at all: funded account profit protection. Lose a funded account while holding a positive balance and the remaining profit is returned after the profit share. The exclusions are narrow and reasonable — Tier 1 news trades, prohibited practices, repeated abuse of the guidelines, and simulated accounts.
The $4,000 threshold on QuickPay reads like a buffer and is not one. A buffer locks profit until you clear it; this locks nothing. You withdraw on day 1 and keep half until current profit passes $4,000, then four fifths. The honest framing is that the first $4,000 of profit on each account is shared evenly — a real cost, transparently stated.
Five things count against it, and none are hidden. The QuickPay lifetime cap is first: $10,000 in total payouts before the account is reviewed for Funded Live. It is a graduation trigger rather than a dead end, but it is still a ceiling, and it is not a number most firms publish at all.
FastPass stacks harder than the marketing suggests. Three days to pass sounds like the easier route; the funded account then needs 5 profitable days of $100, $150, $200 and $250 per request, a balance above the starting balance, net profit since the last request, caps of $750, $1,500, $1,875 and $2,250 by tier or 50 percent of the balance, and a 45 percent consistency rule that never lifts on accounts opened on or after 26 July 2026.
Scale is third. Sizes stop at $150,000, a maximum of 5 Funded Sim accounts can be active at once, and the practical ceiling is $750,000 — against firms offering twenty accounts and seven-figure allocation. Hold a Funded Live account and you cannot buy anything further until you are off-boarded.
Monthly billing is fourth. Evaluations are subscriptions, so a slow pass compounds — at $180.00 a month for a 150K QuickPay EOD, three months of indecision costs $540 rather than the sticker. Resets at least match the discounted monthly price rather than full retail.
The Tradovate archive rule is fifth and the one most likely to cost someone an account by accident. TradeDay itself has no inactivity requirement, but Tradovate archives any account not logged into for more than one calendar month, and an archived account cannot be recovered or reactivated. It is then treated as failed. Nothing warns you in the moment, so set a reminder.
Two jurisdiction notes before you subscribe. German citizens, and Canadian citizens or residents outside Ontario, are eligible for Funded Sim only and cannot hold a Funded Live account. And 84 countries and territories are restricted outright — a list reaching Croatia, Bulgaria, Romania, Slovenia, Malta, Monaco, Iceland, Puerto Rico, Guam, the Cayman Islands and both Virgin Islands.
The verdict on legitimacy: six years, from reviews, on-chain verifiable payouts, no activation fee, profit returned on a lost funded account, and a rulebook short enough to read in five minutes. It scores 4.6 rather than higher because of ceilings and small print — the QuickPay cap, the FastPass conditions, the archive rule — not because of how it treats traders.
TradeDay vs Other Futures Prop Firms
TradeDay competes on history, rule surface and platform choice rather than headline numbers. Six years of operation, 16 platforms, no activation fee, no daily loss limit, no funded consistency rule on QuickPay, and Expert Advisors permitted. What it concedes is scale: four sizes to $150,000 and a practical ceiling of $750,000.
TradeDay vs Apex Trader Funding: Apex is the scale play — up to twenty accounts, 100 percent of the first $25,000 then 90 percent, and seven-figure allocation. TradeDay matches none of that. It wins on rule surface: Apex runs a 30 percent consistency rule on the way to every withdrawal where a funded QuickPay has none, TradeDay charges no activation fee, and TradeDay permits EAs. Apex for a portfolio; TradeDay for one account with fewer rules to track.
TradeDay vs Take Profit Trader: The closest match on payout philosophy. Take Profit Trader pays a flat 90 percent against TradeDay’s 50/50-to-80/20 slide, also pays from one day, and also documents a live route. TradeDay answers with no funded consistency rule, no daily loss limit, EAs allowed, sixteen platforms against a handful, and a year more history. The split favours Take Profit Trader; the rulebook and the platform list favour TradeDay.
TradeDay vs Top One Futures: Top One pays a flat 90/10 and offers on-demand payouts on IGNITE, against TradeDay’s sliding split and on-demand QuickPay withdrawals. Top One has sixteen accounts and a $4,200,000 ceiling where TradeDay has twelve and $750,000. The counterweights are age and automation — Top One launched in April 2025 and bans EAs outright; TradeDay opened in January 2020 and allows them. Top One for numbers; TradeDay for a six-year record and an algo-friendly rulebook.
TradeDay vs Bulenox: Bulenox runs permanent deep discounts and an EOD drawdown option at a much lower entry price, which makes it the cheaper place to find out whether you can pass anything at all. What it lacks is EA permission, a no-activation-fee guarantee, profit protection on a lost account, and six years of history. Start at Bulenox to test yourself; move to TradeDay when you want the account to last.
TradeDay vs Tradeify: Tradeify’s Straight to Sim Funded accounts skip the evaluation entirely, which TradeDay has no answer to — all three variants are one-step evaluations. Tradeify also runs Advanced accounts with no daily loss limit, matching TradeDay there. TradeDay’s edge is the funded rule set and the platforms: no consistency rule once funded on QuickPay, on-demand payouts from day 1, EAs permitted, and sixteen platforms to run them on.
Where TradeDay is the wrong pick. If you want seven-figure allocation or a stack of funded accounts, the $750,000 ceiling and the five-active-Funded-Sim limit rule it out. If you want to pay once rather than monthly, the subscription will annoy you. If you trade data releases, positions are auto-closed 2 minutes either side of Tier 1 news. And if you go quiet for a month, the Tradovate archive rule fails the account regardless of how it was performing.
Where it is the obvious pick. A trader who runs one or two accounts seriously, wants to withdraw often and early, runs their own automation, and would rather read a one-page rulebook than track tiers and scaling plans. QuickPay funded pays on demand from day 1 with no consistency rule, no buffer and no daily loss limit, on any of sixteen platforms, with six years of payouts behind it.
TradeDay Frequently Asked Questions
Is TradeDay legit?
Yes. TradeDay has traded out of Chicago since January 2020 under CEO James Thorpe and holds on Trustpilot from reviews — six years of continuous operation where the category median is two or three. Payouts settle through Riseworks on-chain, so the tracker on this page reads verified transfers rather than figures the firm publishes about itself. The structural signals are good: no activation fee, no daily loss limit, no funded consistency rule on QuickPay, Expert Advisors permitted, and profit returned if a funded account is lost while in profit.
What accounts does TradeDay offer?
Twelve. QuickPay with an intraday or an end-of-day evaluation drawdown, and FastPass in end-of-day only, each at $25,000, $50,000, $100,000 and $150,000. Profit targets, drawdowns and evaluation contract limits are identical across all three variants.
How much does a TradeDay account cost?
With code GUIDE: QuickPay Intraday is $45.00, $59.00, $108.00 and $162.00 a month (55 percent off), QuickPay EOD is $54.00, $79.00, $129.00 and $180.00 (55 percent off), and FastPass EOD is $65.00, $95.00, $175.00 and $265.00 (50 percent off). These are monthly subscriptions rather than one-time fees, and there is no activation fee when you pass.
What is the profit split at TradeDay?
It depends on the program. QuickPay slides: 50/50 while current profit on the account is below $4,000, 80/20 once it is above and the payout still leaves more than $4,000 behind, and a blend of the two on a withdrawal that crosses the line. FastPass pays a flat 80/20 with no threshold at all. Funded Live withdrawals run 90/10 on both.
What is the $4,000 threshold at TradeDay?
The line where the QuickPay split changes. Below $4,000 in current profit on that individual account you withdraw at 50/50; above it, at 80/20. It is not a buffer — nothing is held back, so you can take a payout on day 1 and simply keep a smaller share until you cross. Because it tracks current rather than lifetime profit, drawing the balance back under $4,000 returns you to 50/50 on the next request. FastPass has no threshold.
What is the difference between QuickPay and FastPass?
A trade between getting paid and getting funded. QuickPay needs 5 trading days and a 30 percent consistency rule on the evaluation, then pays on demand from day 1 with no buffer, no minimum profitable days and no funded consistency rule. FastPass clears in 3 days and pays a flat 80/20, but keeps a 45 percent consistency rule after funding, requires 5 profitable days per request, and caps requests at $750, $1,500, $1,875 and $2,250 by tier or 50 percent of the balance.
Which TradeDay program should I pick?
If withdrawal freedom matters most, QuickPay — on-demand payouts from day 1, no buffer, no funded consistency rule, up to a $10,000 lifetime total. If you want funding in three days and a flat 80/20 from the first dollar, FastPass. On rate alone, FastPass wins below $4,000 in account profit and QuickPay matches it above. On drawdown, QuickPay EOD buys a softer evaluation for $54.00 to $180.00 a month against $45.00 to $162.00.
What is the difference between QuickPay Intraday and QuickPay EOD?
Only the evaluation drawdown calculation. Intraday follows your equity high through the session, including unrealised profit. End of day fixes the level for the session and only moves it once a profitable day settles, which is materially softer. Every other rule is identical. Note that the QuickPay funded sim is calculated intraday on both variants — you are buying the softer method for the evaluation only.
Does TradeDay charge an activation fee?
No. There is no activation fee on any of the twelve accounts. The monthly evaluation subscription is the complete cost of reaching a funded account, with no second payment when you pass.
How often does TradeDay pay out?
QuickPay pays on demand from day 1, with no minimum profitable days, no payout buffer and no waiting period. FastPass requires 5 individual profitable trading days of $100, $150, $200 and $250 or more depending on size for every request, plus a balance above the starting balance and net profit since your previous request.
What is the minimum payout at TradeDay?
$250 per withdrawal on every account and both programs.
Is there a maximum payout at TradeDay?
Two different ceilings. QuickPay has no per-request cap but a $10,000 lifetime cap on the funded sim, at which point the account is reviewed for Funded Live graduation. FastPass caps each request at $750, $1,500, $1,875 and $2,250 by tier and at 50 percent of the account balance, whichever binds first.
Does TradeDay have a payout buffer?
No. QuickPay funded accounts have no payout buffer and no minimum profitable days — you can request on day 1. The $4,000 threshold changes your split rather than locking money. FastPass has no buffer either; its gate is the five-profitable-day requirement.
Can I trade while waiting for a TradeDay payout?
No — and this one catches people. Once you submit a payout request, do not resume trading until it has arrived. Your new Day 1 begins at the start of the following trading session, not the session the payout landed in. Request on Wednesday evening, receive it early Thursday, and Day 1 still does not begin until the Friday session opens at 5 PM CT Thursday. For a payout processed on a Saturday, Day 1 is the Monday session.
Does TradeDay have a consistency rule?
Yes, and it differs by program. QuickPay (both drawdown types): 30 percent, evaluation only — no single day may account for more than 30 percent of total profits, and once funded there is no consistency rule at all. FastPass EOD: 45 percent, on the evaluation and the funded sim, for accounts opened on or after 26 July 2026, measured against gross profit — current profit plus payouts already taken. Accounts opened before that date have no funded consistency objective.
Does TradeDay have a daily loss limit?
No. There is no daily loss limit on any TradeDay account at either stage. The trailing maximum drawdown — $1,000 to $4,500 depending on size — is the only hard stop.
What drawdown does TradeDay use?
A trailing maximum drawdown of $1,000 to $4,500 depending on account size, in two calculation methods. Intraday follows your equity high through the session; end of day only recalculates after a profitable session settles. It trails upward until it reaches your starting balance and then locks permanently, on evaluations and funded sim accounts alike.
How does the TradeDay drawdown lock work?
The trailing maximum drawdown trails up as you profit, stops when it reaches your starting balance, and locks there permanently — it never trails again and never falls back. It applies to evaluations and funded sim accounts. FastPass has a shortcut: your first payout request moves the drawdown straight to the starting balance, if it is not there already, and fixes it.
What are the profit targets at TradeDay?
$1,500, $3,000, $6,000 and $9,000 depending on account size, identical on QuickPay and FastPass and on both drawdown calculations. Only the minimum day count, the consistency rule and the payout terms differ.
How many trading days to pass a TradeDay evaluation?
QuickPay: 5 trading days. FastPass: 3. Neither needs them consecutive. Reaching the target early does not end the count — keep trading normally, because microtrading to pad the count is prohibited. On the funded side QuickPay has no minimum profitable day count at all, while FastPass requires 5 profitable days before every request.
How many contracts can you trade at TradeDay?
2 Minis / 20 Micros, 5 Minis / 50 Micros, 10 Minis / 50 Micros and 15 Minis / 50 Micros by account size. Those limits cover all three evaluations and the QuickPay funded sim, and micros cap at 20 on the 25K and 50 on every larger size. The FastPass funded sim starts lower, at 1 Mini / 10 Micros, 2 Minis / 20 Micros, 3 Minis / 30 Micros and 4 Minis / 40 Micros, and scales by one more contract for every $2,000 of net profit at the close — with the 25K capped at 2 minis however far you scale.
Are there instrument restrictions at TradeDay?
Yes, temporarily. Since February 11, 2026, Gold (GC), Silver (SI), Copper (HG) and Platinum (PL) carry restrictions across all account types, and Micro Gold (MGC) and Micro Silver (SIL) are limited to 4 lots on every tier. The restrictions apply to evaluations, funded sim and live accounts until further notice.
Is news trading allowed at TradeDay?
No. All positions are auto-closed 2 minutes before a Tier 1 news release and markets reopen 2 minutes after. The closure is automatic. TradeDay does not fail an account for an accidental news trade, but traders found ignoring the guideline and abusing the policy lose the account, and profit from Tier 1 news trades is excluded from the funded-account profit protection.
Can I use Expert Advisors at TradeDay?
Yes, your own Expert Advisors are allowed — which puts TradeDay in a very small minority of futures prop firms. Algos and bots purchased from a third party are forbidden. Enforcement is behavioural: if multiple users are found making the same trades, all of those accounts are shut down and the users suspended. Automated systems designed for extremely high-frequency scalping are separately prohibited.
Does TradeDay allow copy trading?
Yes, more broadly than most. Copy trading is permitted across your own evaluation and funded sim accounts, and from a personal external account into TradeDay. Copying between 2 or 3 Funded Sim accounts is explicitly allowed. The restriction: Funded Live and Funded Sim accounts must be traded separately and cannot be copied between.
Does TradeDay allow scalping?
Yes, with three limits. Automated systems built to scalp at extremely high frequency are prohibited. Any strategy producing more than 200 trades in a day is prohibited. And trading an excessive or unrealistic number of contracts in a day is prohibited on its own. Gap trading in illiquid markets to catch isolated fills is also banned.
Does TradeDay allow hedging?
No. Simultaneously going long in one account and short in another in the same product is prohibited. The rule is written across accounts rather than within one, so splitting a hedge over two evaluations is exactly what it catches.
Can I use a VPN with TradeDay?
No. Using a VPN or VPS to mask the location of trading is not allowed. With 84 countries restricted and Funded Live closed to some jurisdictions, this is the rule that enforces the others.
Does TradeDay require a stop loss?
No. No stop is mandated on any order. Risk is enforced at account level instead — breach the trailing maximum drawdown and the account closes. There is no daily loss limit either.
What is the circuit breaker rule at TradeDay?
Funded traders are not permitted to trade within 2% of a price limit. Breaching this policy loses the funded account outright, so it sits alongside the drawdown rather than among the soft guidelines.
Does TradeDay have an inactivity rule?
TradeDay itself charges no inactivity fee and sets no minimum trading requirement. But Tradovate archives any account not logged into for more than one calendar month, and an archived account cannot be recovered or reactivated by the firm. At that point it counts as failed and you need a reset or a new account. Log in monthly even when you are not trading.
How many accounts can I have at TradeDay?
Up to 10 accounts at any one time across all evaluation tiers, with a maximum of 5 active Funded Sim accounts — pass more and the extras queue until an active one is lost or graduates. You may also hold 5 Funded Live accounts, though while one is active you cannot purchase anything further. All accounts must sit on one broker, and TradeDay allows one username and one user per household.
What happens if I pass a sixth Funded Sim account?
It does not become a sixth Funded Live account. TradeDay caps you at five Funded Live accounts, so a further Funded Sim that graduates has its balance merged into one of the five you already hold. Position limits on the merged account are set at the highest level among the accounts you graduated from, though TradeDay may reduce them for balance and risk, and may cut them again after withdrawals or losses. On QuickPay your Funded Sim profits move into a newly created Funded Live account; on FastPass a new account is opened and TradeDay can promote you before your fifth payout request.
What is the maximum allocation at TradeDay?
$750,000 — five active Funded Sim accounts at $150,000 each. Sizes top out at $150,000 and extra passed evaluations queue rather than going live, so TradeDay is built around running a few accounts properly rather than stacking allocation.
How much does a reset cost at TradeDay?
Resets match the discounted monthly figure for the variant and size, so a second attempt never costs more than the first month. QuickPay Intraday: $45.00, $59.00, $108.00 and $162.00. QuickPay EOD: $54.00, $79.00, $129.00 and $180.00. FastPass EOD: $65.00, $95.00, $175.00 and $265.00.
What happens if I lose a funded account in profit at TradeDay?
You keep the profit. If a funded account is lost while holding a positive balance, the remaining profit is returned after the profit share. The exclusions are profit from Tier 1 news trades, from prohibited trading practices, from repeated abuse of the trading guidelines, and anything earned in a simulated account.
What is the difference between Funded Sim and Funded Live at TradeDay?
Funded Sim is a simulation account you are paid from. Onboarding is instant, there is no professional market data fee, you keep the same feed you had during the evaluation, and there is no slippage rule. It carries simulated commissions so that it behaves like the live account. Funded Live is a sub-account of TradeDay’s master account at its broker, trading real exchange markets, which makes you a professional in the exchange’s eyes. It pays 90/10, takes around five days to set up for KYC and AML checks, requires the professional data feed at $156 per month per exchange, and is subject to slippage rules.
How do you get a Funded Live account at TradeDay?
QuickPay accounts are reviewed for graduation once total payouts on the funded sim reach $10,000, and each account is assessed separately. FastPass Funded Sim has no threshold, but TradeDay may move a trader to Funded Live before the fifth payout request if they are demonstrating consistency. Funded Live withdrawals pay 90/10.
What happens if I lose a Funded Live account at TradeDay?
A three-month cooling-off period applies, during which you cannot take part in TradeDay evaluations. After that you reapply by emailing the funded trader desk. Returning Funded Live traders are placed back into Funded Sim rather than straight into Funded Live, so the firm can reassess.
Who cannot get a TradeDay Funded Live account?
German citizens, and Canadian citizens or residents outside Ontario, are eligible for Funded Sim only. Everything else on the platform stays available to them, including every evaluation and the full funded sim payout schedule. Separately, 84 countries and territories are restricted outright.
Are TradeDay evaluations a monthly subscription?
Yes, and it is worth knowing before you buy. The prices on this page recur each month until you pass or cancel rather than being charged once. That rewards a fast pass and penalises a slow one. There is no activation fee at the end of it, and resets are priced at the same discounted monthly figure.
Is there a discount code for TradeDay?
Yes — code GUIDE takes 55 percent off both QuickPay variants and 50 percent off FastPass, applied to the monthly subscription. A 25K QuickPay Intraday comes to $45.00 a month with nothing further to pay on passing.
What platforms does TradeDay support?
Sixteen, one of the widest lists in futures prop: NinjaTrader, Tradovate, TradingView, Quantower, Sierra Chart, ATAS, Bookmap, Jigsaw Daytradr, MotiveWave, MultiCharts, OverCharts, EdgeProX, Finamark, VolFix, WealthCharts and R Trader Pro. Accounts run on either the Tradovate and NinjaTrader stack or on Rithmic, chosen at checkout — and if you hold several they must all sit on the same one.
What instruments can you trade at TradeDay?
Futures only, across the four CME group exchanges: CME, CBOT, NYMEX and COMEX. Equity index in minis and micros, CBOT rates, NYMEX energy, COMEX metals — though metals currently carry temporary restrictions. No forex, no CFDs, no spot crypto.
Which countries are restricted by TradeDay?
84 countries and territories, listed in full on the Overview and Rules tabs. The list reaches a number of places much of the category allows — Croatia, Bulgaria, Romania, Slovenia, Malta, Monaco and Iceland are all on it, as are Puerto Rico, Guam, the Cayman Islands and both Virgin Islands.
Who owns TradeDay?
TradeDay is a Chicago-based United States firm founded in January 2020 and led by CEO James Thorpe.
How long has TradeDay been in business?
Six years. It launched in January 2020, which makes it one of the longest-running futures prop firms still active, and it holds on Trustpilot from reviews over that period.
What happens if you break a TradeDay rule?
It depends on the rule. Breaching the trailing maximum drawdown closes the account, and so does trading within 2% of a price limit on a funded account. An accidental news trade does not fail the account, but abusing the news policy does. Using a third-party purchased bot, or placing identical trades as other users, shuts down all linked accounts and suspends the users.
What is the cheapest TradeDay account?
A 25K QuickPay Intraday at $45.00 a month with code GUIDE, down from $100.00. There is no activation fee on top, so that figure is the complete cost of reaching a funded account — though remember it recurs monthly until you pass.
Is TradeDay better than Apex Trader Funding?
On scale, no: Apex runs up to twenty accounts, pays 100 percent of the first $25,000 then 90 percent, and allocates into seven figures. TradeDay caps at $150,000 per account and $750,000 in practice. On rules, yes: no activation fee, no consistency rule on a funded QuickPay account, no daily loss limit, Expert Advisors permitted, and sixteen platforms against Apex’s shorter list. Apex for a portfolio; TradeDay for one account with fewer rules to track.
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