USA • Founded 2025On all account types
Elite Daily: Daily • Access/Instant: 5 Days • IGNITE: On-Demand
CME, CBOT, NYMEX, COMEX
Elite Daily, Elite Access, Instant, IGNITE
Trading Platforms
NinjaTrader
TradingView
TradovatePayout Methods
Crypto
RiseAbout Top One Futures
Top One Futures is a USA-based futures prop firm founded in April 2025 by Matt Morris. Despite being new, the firm has quickly earned a 4.8 TrustPilot rating from 4,400 reviews. Top One offers four program types: Elite Daily (monthly, daily payouts, no activation fee), Elite Access (one-time $39 entry, no daily loss limit, no eval consistency), Instant Sim Funded (instant funded with EOD trailing), and IGNITE (on-demand payouts with 5% profit requirement). All accounts feature 90% profit split. The firm offers a path to live trading after 3 successful payouts on sim-funded accounts.
Challenge Programs
Elite Daily
Monthly evaluation with a profit target. Pass in as little as 1 day. No activation fee and daily payouts once funded.
Profit Split: 90%
EOD trailing | 40% eval consistency | No funded consistency | No activation | Daily payouts
Elite Access
One-time $39 entry with no daily loss limit and no eval consistency. Activation fee applies once funded. Pass in as little as 1 day.
Profit Split: 90%
EOD trailing | No eval consistency | 40% funded consistency | Activation on funding | Payouts every 5 days
Instant Funded
Instant sim-funded account with EOD trailing drawdown. No profit target - start trading immediately.
Profit Split: 90%
EOD trailing | 20% consistency | One-time fee
IGNITE
On-demand payout accounts. Hit 5% profit + 15% consistency and request payout anytime. Lower contract limits.
Profit Split: 90%
EOD trailing | 15% consistency | On-demand payouts | One-time fee
Key Features
• 90% Profit Split: Keep 90% on all account types
• IGNITE On-Demand Payouts: Request payouts anytime after 5% profit + 15% consistency
• Path to Live Trading: Eligible for live-funded account after 3 successful payouts
• Elite Daily: Daily payouts with no funded consistency rule. Elite Access: $39 entry, no eval consistency.
• 4 Program Types: Choose between Elite Daily, Elite Access, Instant Funded, or IGNITE
• Drawdown Lock Feature: Lock your drawdown at break-even
• 10-Second Rule: Trades must be open longer than 10 seconds
• News Trading Allowed: Trade through news events without restrictions
• 14-Day Inactivity Rule: Must trade at least once every 14 calendar days on funded accounts
Max Contract Sizes
| Program | Account Size | Max Minis | Max Micros |
|---|---|---|---|
| All Programs | $25,000 | 1 | 10 |
| $50,000 | 3 | 30 | |
| $100,000 | 5 | 50 | |
| $150,000 | 7 | 70 |
Commission rates for each platform:
Restricted Countries
| Size | Program | Target | Max Loss | Drawdown | Contracts | Profit Split | Payout | Loyalty | Activation | Price |
|---|
95% OFF Elite Access
One-time entry just $19 on all Elite Access accounts, up to 95% off. Use code GUIDE at checkout.
55% OFF First 5 Accounts
New customers get 55% off their first 5 accounts. Use code GUIDE at checkout.
50% OFF Elite Daily
50% off all Elite Daily monthly plans. Use code GUIDE at checkout.
40% OFF Instant & IGNITE
40% off Instant Sim Funded and IGNITE Instant Funding accounts. Use code GUIDE at checkout.
No Eval Consistency on Elite Access
The Elite Access evaluation phase has NO consistency rule. Elite Daily carries a 40% eval consistency rule.
Funded Consistency Rules
Instant Sim-Funded: 20% max per day. IGNITE: 15% max per day. Elite Access Funded: 40% max per day. Elite Daily: no funded consistency.
10-Second Rule
All trades must remain open longer than 10 seconds. Violations on 50%+ of trades/profits will result in profit removal.
No Overnight Holding
All positions must be closed by 4:10 PM EST each trading day. Open trades after this time face forced liquidation.
Trading Hours
Trading allowed 6:00 PM EST to 4:10 PM EST next day (Mon-Fri). Daily 1-hour break from 5:00-6:00 PM EST.
News Trading
News trading is allowed without any restrictions on all account types.
Expert Advisors (EAs)
The use of Expert Advisors, bots, or automated trading is NOT allowed.
Copy Trading
Copy trading allowed only between your own accounts of same type/size. Max accounts: Elite Daily 5, Elite Access 10, Instant 5 (25K/50K) or 3 (100K/150K), IGNITE 10.
14-Day Inactivity Rule
Funded traders must place at least one trade every 14 calendar days. No inactivity timer on evaluation phase.
Profit Requirements
1st payout: 6% profit. 2nd payout: 5% profit. 3rd+ payouts: 4% profit required.
Max Payout Per Cycle
25K: $1,500 | 50K: $2,500 | 100K: $3,000 | 150K: $3,500. IGNITE has lower caps: 25K: $500 | 50K: $1,000 | 100K: $1,500.
Path to Live Trading
After 3 successful payouts on Sim-Funded account, you may become eligible for a Live-Funded account.
Restricted Countries
Live On-Chain Payouts — Last 30 Days
Loading…RISEPAY on-chain data only. Some firms also pay via wire or other crypto — figures are a partial view.
Minimum: 1% of account balance • Maximum: $3.95M max allocation
Processing: Crypto, Rise
Elite Daily → Funded
After passing the Elite Daily evaluation (as little as 1 day), receive a sim-funded account with daily payouts once the profit requirement is met (1st: 6%, 2nd: 5%, 3rd+: 4%).
Instant Sim-Funded
Payouts every 5 days. Must meet the 20% consistency rule and profit requirement. Max payout per cycle varies by account size.
IGNITE
On-demand payouts! Hit 5% profit + 15% consistency = request payout anytime. Each subsequent payout requires new 5% profit.
Path to Live
Complete 3 successful payouts on Sim-Funded → Eligible for Live-Funded account with real capital.
IGNITE accounts offer true on-demand payouts with no minimum trading days. Just hit 5% profit and meet the 15% consistency rule to request your payout.
Max Contract Sizes by Program
All Programs
Commission rates for each platform:
Highlights
IGNITE On-Demand Payouts
Request payouts anytime after 5% profit
90% Profit Split
High profit split on all account types
Path to Live Trading
Eligible for live capital after 3 payouts
Expert Review & Ratings
Top One Futures is a brand new prop firm (founded April 2025) that has quickly built a strong 4.8 TrustPilot rating. The firm offers impressive variety with 4 distinct program types: Elite Daily with daily payouts, Elite Access with a $39 entry, Instant Funded, and the unique IGNITE program with on-demand payouts. All accounts feature 90% profit split. The path to live trading after 3 payouts is a major differentiator. However, there are notable restrictions: no EAs/bots allowed, no overnight holding, and the 10-second minimum trade rule. Being new (founded 2025), long-term reliability is unproven.
Summary
Top One Futures is a USA-based futures prop firm founded in April 2025 by Matt Morris. Despite being new, the firm has earned a 4.8 TrustPilot rating. Four program types available: Elite Daily (daily payouts), Elite Access ($39 entry, 5-day payouts), Instant Funded (EOD trailing), and IGNITE (on-demand payouts). All accounts feature 90% profit split. Elite Daily has 40% eval consistency and no funded consistency. Elite Access has no eval consistency and 40% funded consistency. Instant and IGNITE have 15-20% consistency. Elite Daily offers daily payouts. Key restrictions: No EAs, no overnight holding, 10-second minimum trade rule, 14-day inactivity rule on funded. Max allocation $3.95M with path to live trading after 3 successful payouts.
Deep Dive
More About Top One Futures
Is Top One Futures Legit?
Top One Futures is a legitimate futures proprietary trading firm headquartered in the USA, founded in April 2025 by Matt Morris. Despite being a new firm, it has rapidly built a 4.8 TrustPilot rating. The firm offers a clear path to live trading after 3 successful payouts, demonstrating commitment to serious traders. With 4 distinct program types and 90% profit split across all accounts, Top One provides competitive offerings. However, being founded in 2025, the firm lacks the track record of more established competitors.
Top One Futures vs Other Futures Prop Firms
Top One Futures vs Bulenox: Bulenox offers 100% on the first $10K then 90% with 21+ platforms and $2.75M allocation. Top One offers 90% flat with 4 program types and 3 platforms. Bulenox has a simpler structure with just 2 programs, while Top One's variety includes Elite Daily (daily payouts) and IGNITE (on-demand). Both have strong TrustPilot ratings (4.8 each).
Top One Futures vs My Funded Futures: MFFU's Rapid plan offers 90% with daily payouts and a 4.9 TrustPilot — the highest in the industry. Top One also offers daily payouts via Elite Daily with no funded consistency. Top One has $3.95M allocation vs MFFU's $450K. MFFU has a simpler 3-program structure while Top One has 4 programs.
Top One Futures vs Lucid Trading: Lucid offers 100% profit split on all accounts with 10 platforms and $750K allocation. Top One offers 90% flat with 4 programs and 3 platforms but $3.95M allocation. Top One's IGNITE on-demand payouts are unique. Lucid's LucidFlex has no funded consistency, similar to Top One's Elite Daily.
Top One Futures Frequently Asked Questions
What is the profit split at Top One Futures?
Top One Futures offers a 90% profit split across all account types including Elite Daily, Elite Access, Instant Funded, and IGNITE programs.
What is the IGNITE program at Top One Futures?
IGNITE is Top One Futures on-demand payout program. Hit 5% profit and meet the 15% consistency rule to request a payout anytime. Available in 25K, 50K, 100K, and 150K sizes with max payouts of $500-$1,500 per cycle.
Does Top One Futures allow overnight holding?
No, all positions must be closed by 4:10 PM EST each trading day. Open trades after this time face forced liquidation.
What is the 10-second rule at Top One Futures?
All trades must remain open longer than 10 seconds. If 50% or more of your trades or profits come from trades under 10 seconds, those profits may be removed.
Does Top One Futures offer live trading?
Yes, after completing 3 successful payouts on a Sim-Funded account, you may become eligible for a Live-Funded account with real capital routed to the exchange.
What is the activation fee at Top One Futures?
Elite Daily, Instant Sim Funded, and IGNITE accounts have no activation fee. Elite Access has a low $39 entry but charges an activation fee of $139 to $359 (by account size) once you get funded.
Is there a consistency rule at Top One Futures?
Elite Daily has 40% eval consistency and no funded consistency. Elite Access has no eval consistency and 40% funded consistency. Instant Funded has 20% consistency. IGNITE has 15% consistency.
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