FundingPips Review | ThePropFirmGuide

FundingPips

Item: FundingPips
Rating: 4.5
Author: ThePropFirmGuide

4.5 TrustPilot 100% Profit Split From $23.20 Payouts Every 3 Days

GET FUNDED

Headquarters

UAE • Founded 2022

Profit Split

60% • 80% • 90% • 95% • 100%
Depending on plan & cycle

Payouts

Every 7 Days • Every 14 Days • On-Demand • Every 30 Days
Depending on plan & cycle

Instruments

Forex • Metals • Indices • Energy • Crypto
Leverage: Up to 1:100

Evaluation

No time limit
Min 2 trading days to pass

Trading Platforms

cTrader

Match Trader

MT5

Payout Methods

🏦Bank Transfer

Crypto

Riseworks

About FundingPips

Founded in November 2022 and based in Dubai, UAE, FundingPips funds traders with up to $300,000 in capital and lets them keep up to 100% of the profits. It has paid out over $110 million to more than a million traders so far. The part most people come for is the tiered split: you decide how often you want to get paid and your share follows from there, which is unusually flexible for a prop firm. There are five ways in (Instant Funding (Zero), 1-Step, 2-Step Standard, 2-Step Flex, and 2-Step Pro), so whether you want to skip the evaluation or work through a two-phase challenge, there is a fit. Accounts run on cTrader, Match Trader, and MT5 across Forex, Metals, Indices, Energy, and Crypto.

Challenge Programs

Instant Funding (Zero)

No evaluation, funded immediately

Profit Split: 95% every 14 days

Leverage: 1:50 Forex • 1:50 Metals/Indices/Energy • 1:1 Crypto | Daily Loss: 3% | Max Drawdown: 5% (EOD trailing) | 7 profitable days • 15% consistency

1-Step Challenge

Single 10% profit target evaluation

Profit Split: 80% every 14 days (adjustable)

Leverage: 1:30 Forex • 1:50 Metals/Indices/Energy • 1:2 Crypto | Daily Loss: 3% | Max Drawdown: 6% static

2-Step Standard

Phase 1: 10% (adjustable to 8%) → Phase 2: 5%

Profit Split: 80% every 14 days (adjustable)

Leverage: 1:100 Forex • 1:50 Metals/Indices/Energy • 1:2 Crypto | Daily Loss: 5% | Max Drawdown: 10% static

2-Step Flex

Phase 1: 10% → Phase 2: 6%

Profit Split: every 14 days, 85% (no profitable days) or 95% (3 profitable days)

Leverage: 1:100 Forex • 1:50 Metals/Indices/Energy • 1:2 Crypto | Daily Loss: 4% | Max Drawdown: 12% static | Min trading days: 0

2-Step Pro

Phase 1: 6% → Phase 2: 6%

Profit Split: 80% every 7 days

Leverage: 1:100 Forex • 1:50 Metals/Indices/Energy • 1:2 Crypto | Daily Loss: 3% | Max Drawdown: 6% static | Min trading days: 1

Key Features

• No Time Limit: Complete evaluation at your own pace (minimum trading days apply per program)

• Daily Payouts (Beta): FundingPips Pro offers Daily 80% split payout option

• On-Demand Payouts: 90% profit split available for 1-Step & 2-Step with 35% consistency score (2% minimum)

• Scaling Plan: Scale or merge accounts up to combined $300,000 maximum

• EAs Allowed: Trade and risk manager expert advisors permitted

• News Trading: Allowed during evaluation. On funded accounts, 5-minute restriction around high-impact news (Zero: prohibited entirely)

• Copy Trading: Between your own FundingPips accounts, or as master to external slave accounts

• Weekend Holding: Temporarily prohibited on all funded accounts (effective 29 Jan 2026)

Leverage

Asset	Instant	1-Step	2-Steps
Forex	1:50	1:30	1:100
Metals	1:50	1:50	1:50
Indices	1:50	1:50	1:50
Energy	1:50	1:50	1:50
Crypto	1:1	1:2	1:2

View full FundingPips leverage details →

Commissions

Asset	Commission
Forex	Zero: $7/lot • 1-Step/2-Step/Pro: $5/lot
Metals	Zero: $7/lot • 1-Step/2-Step/Pro: $5/lot
Indices	No commission
Energy	No commission
Crypto	0.04% commission

Restricted Countries

Iran • United Arab Emirates • Vietnam

Size	Program	Target	Daily Loss	Max Loss	Drawdown	Profit Split	Payout	Loyalty	Activation Fee	Price

FundingPips 5K Instant (Zero) account: no profit target, daily loss limit 3%, max drawdown 5% (EOD Trailing), 95% profit split, paid every 14 days, price $48.00 (regular $60.00). Use code GUIDE for 20% off first order.

FundingPips 10K Instant (Zero) account: no profit target, daily loss limit 3%, max drawdown 5% (EOD Trailing), 95% profit split, paid every 14 days, price $70.40 (regular $88.00). Use code GUIDE for 20% off first order.

FundingPips 25K Instant (Zero) account: no profit target, daily loss limit 3%, max drawdown 5% (EOD Trailing), 95% profit split, paid every 14 days, price $150.40 (regular $188.00). Use code GUIDE for 20% off first order.

FundingPips 50K Instant (Zero) account: no profit target, daily loss limit 3%, max drawdown 5% (EOD Trailing), 95% profit split, paid every 14 days, price $195.20 (regular $244.00). Use code GUIDE for 20% off first order.

FundingPips 100K Instant (Zero) account: no profit target, daily loss limit 3%, max drawdown 5% (EOD Trailing), 95% profit split, paid every 14 days, price $355.20 (regular $444.00). Use code GUIDE for 20% off first order.

FundingPips 200K Instant (Zero) account: no profit target, daily loss limit 3%, max drawdown 5% (EOD Trailing), 95% profit split, paid every 14 days, price $710.40 (regular $888.00). Use code GUIDE for 20% off first order.

FundingPips 5K 1-Step account: 10% profit target, daily loss limit 3%, max drawdown 6% (Static), 80% profit split, paid every 14 days (adjustable), price $47.20 (regular $59.00). Use code GUIDE for 20% off first order.

FundingPips 10K 1-Step account: 10% profit target, daily loss limit 3%, max drawdown 6% (Static), 80% profit split, paid every 14 days (adjustable), price $79.20 (regular $99.00). Use code GUIDE for 20% off first order.

FundingPips 25K 1-Step account: 10% profit target, daily loss limit 3%, max drawdown 6% (Static), 80% profit split, paid every 14 days (adjustable), price $168.00 (regular $210.00). Use code GUIDE for 20% off first order.

FundingPips 50K 1-Step account: 10% profit target, daily loss limit 3%, max drawdown 6% (Static), 80% profit split, paid every 14 days (adjustable), price $257.60 (regular $322.00). Use code GUIDE for 20% off first order.

FundingPips 100K 1-Step account: 10% profit target, daily loss limit 3%, max drawdown 6% (Static), 80% profit split, paid every 14 days (adjustable), price $452.80 (regular $566.00). Use code GUIDE for 20% off first order.

FundingPips 5K 2-Steps Standard account: 10% then 5% profit target, daily loss limit 5%, max drawdown 10% (Static), 80% profit split, paid every 14 days (adjustable), price $27.20 (regular $34.00). Use code GUIDE for 20% off first order.

FundingPips 10K 2-Steps Standard account: 10% then 5% profit target, daily loss limit 5%, max drawdown 10% (Static), 80% profit split, paid every 14 days (adjustable), price $50.40 (regular $63.00). Use code GUIDE for 20% off first order.

FundingPips 25K 2-Steps Standard account: 10% then 5% profit target, daily loss limit 5%, max drawdown 10% (Static), 80% profit split, paid every 14 days (adjustable), price $134.40 (regular $168.00). Use code GUIDE for 20% off first order.

FundingPips 50K 2-Steps Standard account: 10% then 5% profit target, daily loss limit 5%, max drawdown 10% (Static), 80% profit split, paid every 14 days (adjustable), price $228.00 (regular $285.00). Use code GUIDE for 20% off first order.

FundingPips 100K 2-Steps Standard account: 10% then 5% profit target, daily loss limit 5%, max drawdown 10% (Static), 80% profit split, paid every 14 days (adjustable), price $416.00 (regular $520.00). Use code GUIDE for 20% off first order.

FundingPips 5K 2-Steps Flex account: 10% then 6% profit target, daily loss limit 4%, max drawdown 12% (Static), 85% to 95% profit split, paid every 14 days, price $25.60 (regular $32.00). Use code GUIDE for 20% off first order.

FundingPips 10K 2-Steps Flex account: 10% then 6% profit target, daily loss limit 4%, max drawdown 12% (Static), 85% to 95% profit split, paid every 14 days, price $47.20 (regular $59.00). Use code GUIDE for 20% off first order.

FundingPips 25K 2-Steps Flex account: 10% then 6% profit target, daily loss limit 4%, max drawdown 12% (Static), 85% to 95% profit split, paid every 14 days, price $127.20 (regular $159.00). Use code GUIDE for 20% off first order.

FundingPips 50K 2-Steps Flex account: 10% then 6% profit target, daily loss limit 4%, max drawdown 12% (Static), 85% to 95% profit split, paid every 14 days, price $215.20 (regular $269.00). Use code GUIDE for 20% off first order.

FundingPips 100K 2-Steps Flex account: 10% then 6% profit target, daily loss limit 4%, max drawdown 12% (Static), 85% to 95% profit split, paid every 14 days, price $444.00 (regular $555.00). Use code GUIDE for 20% off first order.

FundingPips 5K 2-Steps Pro account: 6% then 6% profit target, daily loss limit 3%, max drawdown 6% (Static), 80% profit split, paid every 7 days, price $23.20 (regular $29.00). Use code GUIDE for 20% off first order.

FundingPips 10K 2-Steps Pro account: 6% then 6% profit target, daily loss limit 3%, max drawdown 6% (Static), 80% profit split, paid every 7 days, price $44.00 (regular $55.00). Use code GUIDE for 20% off first order.

FundingPips 25K 2-Steps Pro account: 6% then 6% profit target, daily loss limit 3%, max drawdown 6% (Static), 80% profit split, paid every 7 days, price $107.20 (regular $134.00). Use code GUIDE for 20% off first order.

FundingPips 50K 2-Steps Pro account: 6% then 6% profit target, daily loss limit 3%, max drawdown 6% (Static), 80% profit split, paid every 7 days, price $179.20 (regular $224.00). Use code GUIDE for 20% off first order.

FundingPips 100K 2-Steps Pro account: 6% then 6% profit target, daily loss limit 3%, max drawdown 6% (Static), 80% profit split, paid every 7 days, price $337.60 (regular $422.00). Use code GUIDE for 20% off first order.

FundingPips 200K 2-Steps Pro account: 6% then 6% profit target, daily loss limit 3%, max drawdown 6% (Static), 80% profit split, paid every 7 days, price $675.20 (regular $844.00). Use code GUIDE for 20% off first order.

LIMITED TIME

20% Off All Accounts (First Order)

Use this code at checkout to get 20% discount on your first FundingPips challenge

Consistency Rules — FundingPips Zero

Your biggest winning day must not exceed 15% of your total profits. You must maintain a 15% consistency score in order to request a reward.

Optional Consistency Rules

FundingPips Zero (Funded): 15% consistency score required and no single day above 15% of total profit.

1-Step & 2-Step Standard (Funded): A 35% consistency score is required to qualify for On-Demand Payouts, and no single trading day can account for more than 35% of total profit. Resets after each reward.

Temporary Risk Management Update (Effective 29 Jan 2026)

Applies to: All Funded Accounts

All funded accounts now prohibit weekend holding. Open trades are automatically closed at market close on Friday. Temporary leverage and margin adjustments have been applied to specific asset classes including Metals, Indices, Energy & Crypto.

Risk Per Trade Idea (Funded Accounts Only)

Accounts below $50K ($5K, $10K, $25K): Maximum 3% of initial account size per trade idea.
Accounts $50K and above ($50K, $100K, $200K): Maximum 2% of initial account size per trade idea.

Splitting a trade into multiple positions counts as one trade idea. Opening a new position in the same direction within 10 minutes of closing a losing trade is considered part of the same trade. Violation is a Hard Breach.

Maximum Lot Per Click

Orders are capped at 20 lots per single click or transaction for forex, metals, indices and energy, and 1 lot per click for crypto. This limit applies to both opening and closing positions.

FundingPips Zero — Additional Rules

Minimum Profitable Days: 7 profitable days of at least 0.25% profit each day by the end of each 30-day period. Failure to meet this by the end of any 30-day period results in a rule violation.

Biggest Loss Cannot Exceed Biggest Win: Your biggest loss must not exceed your biggest win. Continue trading until this condition is resolved.

Maximum Risk Limit: Floating PnL must not exceed -1% of the account size. Violation is a Hard Breach.

News Trading: Trading (holding/opening) 10 minutes before and after high-impact news on the affected currency is strictly prohibited. Hard Breach.

Weekend Holding & Crypto on Weekends: Not Allowed.

News Trading — 1-Step, 2-Step & 2-Step Pro

Evaluation: Allowed with no restrictions.
Funded: Executing orders 5 minutes before and 5 minutes after high-impact news events is prohibited. Profits made within this window will be voided.
Trades opened more than 5 hours before news: Profits count if closed within the 10-minute pre-event window.
Note: Purposely trading news is prohibited and may lead to account termination.

Copy Trading

Copy trading between your own FundingPips accounts (same individual) is permitted. For external copy trading, a FundingPips account may only act as a master to an external slave account. Cross-account copying must comply with all standard trading rules.

Expert Advisor (EA)

EAs are allowed as long as they function as a trade or risk manager. Using any other third-party Expert Advisor is not allowed.

Inactivity Rule

You must open and close at least one trade within 30 consecutive days.

Minimum Trading Days

1-Step & 2-Step Standard (Evaluation Only): 3 trading days.
2-Step Flex: No profitable days required for the 85% split; 3 profitable days (0.5% each) required for the 95% split, on evaluation and funded.
2-Step Pro (Evaluation Only): 1 trading day.
FundingPips Zero: 7 profitable days per 30-day cycle.
All other funded stages: No minimum trading days required.

Prohibited Strategies

Gap trading, high frequency trading, server spamming, latency arbitrage, hedging, long-short arbitrage, reverse arbitrage, server execution, toxic trading flow, tick scalping, churning & burning, and opposite account trading are prohibited.

IP / VPN / VPS & Multiple Devices Policy

Your IP region for purchasing, logging in, and trading must remain consistent to avoid account flags. Using conflicting IP regions may result in account review or termination.

Restricted Countries

Iran • United Arab Emirates • Vietnam

Live On-Chain Payouts — Last 30 Days

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30D Payouts

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View All Firms on Payout Tracker →

RISEPAY on-chain data only. Some firms also pay via wire or other crypto — figures are a partial view.

Payout Limits
Minimum: 1% of initial balance • Maximum: No limit
Processing: 1–3 working days

1-Step & 2-Step Standard

Every 7 days: 60% • Every 14 days: 80% (standard) • On-Demand: 90% • Every 30 days: 100%

On-Demand requires 35% consistency score and 2% minimum withdrawal.

2-Step Pro

Every 7 days: 80%

2-Step Flex

Every 14 days: 85% with no profitable trading days, or 95% with 3 profitable trading days (0.5% each), on evaluation and funded.

FundingPips Zero

Every 14 days: 95%

3% Safety Cushion: The first 3% profit generated on the Master account cannot be requested as a reward. Must maintain 15% consistency score.

Scaling Plan

Scale accounts up to a combined maximum of $300,000. See FundingPips scaling plan documentation for full details.

Drawdown Lock

The trailing drawdown locks at the initial account balance once 5% profit is made, and does not reset after a payout.

FundingPips PRIME

1-Step

1:2

2-Steps

1:2

Highlights

Flexible Profit Split

60% • 80% • 90% • 95% • 100% depending on plan & cycle

Multi-Platform

MT5 • cTrader • Match Trader

Fast Payouts

Every 7 Days • Every 14 Days • On-Demand • Every 30 Days

Expert Review & Ratings

What makes FundingPips worth a look is how it pays. Instead of one fixed split, you pick the payout schedule that suits you and the percentage moves with it: 60% every 7 days, 80% every 14 days, 90% on-demand (with consistency requirements), or a full 100% every 30 days. Few firms let you keep everything, so for patient traders that top tier is a real draw.

4.5 / 5

Payout Speed

4.6 / 5

Customer Support

4.4 / 5

Platform & Tools

4.7 / 5

Transparency

4.3 / 5

Summary

FundingPips is a Dubai-based prop firm that opened in November 2022. Its calling card is payout flexibility: choose to get paid every 7, 14, or 30 days (or on-demand) and your split lands somewhere between 60% and 100% to match. The firm has paid out more than $110 million to over a million traders, which is a lot of ground covered for a company only a few years old. Five evaluation paths (Instant Funding, 1-Step, 2-Step Standard, 2-Step Flex, and 2-Step Pro) cover most trading styles, accounts run on cTrader, Match Trader, and MT5, and withdrawals go out by Bank Transfer, Crypto, or Riseworks, usually within 1 to 3 working days.

Deep Dive

More About FundingPips

Is FundingPips Legit?

FundingPips is a legitimate prop firm based in Dubai, UAE, and running since November 2022. It carries a 4.5 TrustPilot rating across 60,793 reviews, and with over $110 million paid to more than a million traders, the track record holds up for a firm this young. The tiered split is the headline feature: your share runs from 60% to 100% depending on how often you withdraw, and you get five evaluation paths plus a choice of cTrader, Match Trader, and MT5.

FundingPips vs Other Forex Prop Firms

FundingPips vs FTMO: FTMO has the longest track record and highest brand recognition. FundingPips offers higher default splits and more program variety. FTMO has 10+ years of proven payouts while FundingPips provides more competitive pricing and splits.

FundingPips vs Goat Funded Trader: Goat Funded Trader offers simple evaluations with competitive pricing. FundingPips provides higher default splits and more account options. Both firms are popular choices but FundingPips has broader program variety.

FundingPips vs Instant Funding: Instant Funding offers immediate capital access. FundingPips requires evaluation but offers higher splits and multiple program paths. FundingPips suits traders who prefer proving themselves first for better long-term split percentages.

FundingPips Frequently Asked Questions

What profit splits does FundingPips offer?

FundingPips offers a tiered profit split system: 60% every 7 days, 80% every 14 days, 90% on-demand (requires 35% consistency score), 95% for Zero accounts, and 100% every 30 days. Traders choose their preferred payout frequency and corresponding split.

Does FundingPips have a consistency rule?

FundingPips Zero (instant funding) accounts have a 15% consistency rule where your largest profitable day cannot exceed 15% of total profits. The 1-Step and 2-Step programs have no consistency rule for standard payouts, but a 35% consistency score is required to unlock On-Demand payouts.

What is the maximum capital allocation?

FundingPips allows a maximum allocation of $300,000 across all accounts, which can be merged or scaled to reach that combined total. Through the PRIME career path, funded traders can scale beyond this to as much as $2,000,000.

What platforms does FundingPips support?

FundingPips supports cTrader, Match Trader, and MetaTrader 5 (MT5). Expert Advisors are permitted for trade and risk management purposes.

Is news trading allowed on FundingPips?

During evaluation there are no news trading restrictions. On funded accounts, opening or closing trades within 5 minutes before or after a high-impact news event is prohibited, and any profit made inside that window is voided. FundingPips Zero accounts cannot trade high-impact news at all.

What are the payout methods?

FundingPips processes payouts via Bank Transfer, Cryptocurrency, and Riseworks, typically within 1 to 3 working days.

What countries are restricted?

FundingPips restricts traders from Iran, the United Arab Emirates (despite being headquartered there), and Vietnam.

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