Five routes to funding — Zero, 1-Step Flex and three 2-Step tiers (Standard, Flex and Pro), with splits configurable to 100%.
Trading Platforms
cTrader
Match Trader
MT5Payout Methods
Crypto
RiseworksAbout FundingPips
FundingPips has funded traders from Dubai since November 2022 under CEO Khaled Ayesh, and has grown fast enough that its TrustPilot review count now runs into the tens of thousands. Five programs cover the ground: Zero funds you immediately at a 95% split, 1-Step Flex asks a single 12% target, and three 2-Step tiers let you trade the objectives against each other — Standard for the highest split, Flex for the biggest drawdown, Pro for the lowest target. Accounts reach $200,000 on cTrader, Match Trader and MT5. The distinctive part is the payout menu on 2-Step Standard, where the cycle you pick sets your share: weekly at 60%, bi-weekly at 80%, every 3 days at 90%, or monthly at a full 100%. FundingPips holds a 4.5 TrustPilot rating across 62,161 reviews.
Challenge Programs
Zero
Funded from day one with no evaluation, at the highest standing split on the board. Carries a 15% consistency rule and 7 profitable days per 30-day cycle. Sizes $5K to $200K. From $48.00.
Profit Split: 95% bi-weekly
No profit target | Daily Loss: 3% | Max Loss: 5% (EOD Trailing) | Leverage: 1:50 FX • 1:50 Metals/Indices/Energy • 1:1 Crypto
1-Step Flex
A single 12% target with no minimum trading days, on the widest drawdown of the one-phase routes. Sizes $5K to $100K. From $52.80.
Profit Split: 85% bi-weekly
Profit Target: 12% | Daily Loss: 3% | Max Loss: 12% (Static) | Leverage: 1:100 FX • 1:50 Metals/Indices/Energy • 1:2 Crypto
2-Step Standard
Two phases at 8% then 5%, and the only program with the full payout menu — weekly at 60% through to monthly at 100%. Sizes $5K to $100K. From $27.20.
Profit Split: 60% weekly • 80% bi-weekly • 90% every 3 days • 100% monthly
Profit Target: 8% - 5% | Daily Loss: 5% | Max Loss: 10% (Static) | Leverage: 1:100 FX • 1:50 Metals/Indices/Energy • 1:2 Crypto
2-Step Flex
Biggest max loss of the three tiers at 12%, in exchange for a 10% then 6% target. The 95% split needs 3 profitable days. Sizes $5K to $100K. From $25.60.
Profit Split: 85% bi-weekly, or 95% with 3 profitable days
Profit Target: 10% - 6% | Daily Loss: 4% | Max Loss: 12% (Static) | Leverage: 1:100 FX • 1:50 Metals/Indices/Energy • 1:2 Crypto
2-Step Pro
Lowest targets on the board at 6% then 6%, against the tightest 6% max loss. Paid weekly at 80%. Sizes $5K to $200K. From $23.20.
Profit Split: 80% weekly
Profit Target: 6% - 6% | Daily Loss: 3% | Max Loss: 6% (Static) | Leverage: 1:100 FX • 1:50 Metals/Indices/Energy • 1:2 Crypto
Key Features
• Payout Menu: on 2-Step Standard: 60% weekly, 80% bi-weekly, 90% every 3 days or 100% monthly
• 95% From Day One: Zero funds you immediately at the highest standing split of the five programs
• No Time Limit: pass at your own pace; minimum trading days vary by program
• Three 2-Step Tiers: Standard for the split, Flex for the drawdown, Pro for the lowest target
• $200,000 Accounts: on Zero and 2-Step Pro, with allocation across accounts capped at $400,000
• EAs Allowed: your own EA with proof of ownership; third-party EAs as trade or risk managers only
• News Trading in Evaluation: unrestricted on the four challenge programs, with a 5-minute window once funded
• Copy Trading: between your own accounts, or as master to an external account
• Payouts in 1–3 Days: by bank transfer, crypto or Riseworks, with a 1% minimum and no maximum
• PRIME Scaling: unlocks after your 3rd reward, multiplying the account by 12.5 with 80% daily rewards
Leverage
| Asset | Instant | 1-Step Flex | 2-Step |
|---|---|---|---|
| FX | |||
| Metals | |||
| Indices | |||
| Energy | |||
| Crypto |
Commissions
| Asset | Commission |
|---|---|
| FX | Instant Zero $7/lot • all other programs $5/lot |
| Metals | Instant Zero $7/lot • all other programs $5/lot |
| Indices | No commission |
| Energy | No commission |
| Crypto | 0.04% of trade value |
Restricted Countries
| Size | Program | Profit Target | Max Loss | Daily Loss | Drawdown | Profit Split | Payout | Loyalty | Activation Fee | Price |
|---|
20% Off Your First Challenge
New to FundingPips? Code GUIDE takes 20% off your first challenge on every program. $100,000 accounts are excluded — those already carry their own reduced pricing.
Copy Trading Allowed
Permitted between your own FundingPips accounts registered to the same individual. For external copy trading, a FundingPips account may only act as the master to an outside slave account.
News Trading — Evaluation Allowed
Unrestricted during the evaluation phases of 1-Step Flex, 2-Step Standard, 2-Step Flex and 2-Step Pro.
News Trading — Funded Restricted
Opening orders 5 minutes either side of a high-impact release or speech is prohibited and any profit in that window is voided. Trades opened more than 5 hours before the event still count if closed within the 10-minute window beforehand. Deliberately trading news ends the account. On Zero the window is 10 minutes either side and a breach is hard.
Consistency Rules Restricted
Zero: your biggest winning day must stay under 15% of total profit, and a 15% consistency score is required to request a reward. 2-Step Standard: 35% is required only if you take the on-demand payout cycle. The other programs have none.
Minimum Trading Days Restricted
1-Step Flex: none. 2-Step Standard: 3 trading days in the evaluation. 2-Step Pro: 1 trading day. 2-Step Flex: none on the 85% split, or 3 profitable days at 0.5% each for the 95% split. Zero: 7 profitable days of at least 0.25% within each 30-day cycle, resetting after every payout.
Biggest Loss vs Biggest Win Restricted
On Zero, your biggest losing day must not exceed your biggest winning day. Keep trading until it no longer does.
Maximum Risk Limit Restricted
On Zero, floating profit and loss must not exceed -1% of the account size. A breach here is hard.
Risk Per Trade Idea Restricted
Funded accounts only, covering realised and unrealised losses across related positions. Zero: 3% below $50K and 2% at $50K and above. 2-Step Flex: 3% on $25K, 2% above that, none below. 1-Step Flex, 2-Step Standard and 2-Step Pro have no limit. Splitting one idea across positions counts as a single trade, as does reopening in the same direction within 10 minutes of a loss. Violation is a hard breach.
Risk Striking Rules Restricted
2-Step Standard above $25K: a warning is logged each time a trade idea floats to a 1.2% loss. 1-Step Flex: the same at 1%. First is a warning, second halves your split, third drops it to 20%, fourth breaches the account. Profit from any warned trade is deducted.
60% Profit-Target Concentration Restricted
If a single trade idea produces more than 60% of the profit target in any phase, 4 minimum profitable days at 0.5% each are imposed on the Master account. Applies to accounts created after 28 June 2026.
Weekend Holding Restricted
Not allowed on funded accounts since 29 January 2026. Open trades close automatically at Friday market close.
Crypto Trading on Weekends Restricted
Not allowed on any program.
Expert Advisors Restricted
Full automation is allowed only with your own EA, and you must prove ownership through source code, version history or development evidence — a compiled file is not enough. Third-party EAs may be used solely as trade or risk managers; any other use voids the evaluation or reward and closes the account.
Max Lot Per Click Restricted
Crypto is capped at 1 lot per click subject to margin. Everything else is capped at 20 lots per click.
Dynamic Leverage Restricted
Since 16 March 2026, metals, indices and energies on Master accounts scale down with size: 1:50 up to 0.05 lots, 1:30 to 0.10, 1:25 to 0.15, 1:20 to 0.25, 1:10 to 0.50, and 1:5 above that.
Inactivity Rule Restricted
You must open and close at least one trade within any 30 consecutive days.
Forbidden Strategies Prohibited
Gap trading, high-frequency trading, server spamming, latency arbitrage, hedging, long-short and reverse arbitrage, server execution exploits, toxic order flow, tick scalping, churning and burning, and opposite-account trading. Copy trading between different users and third-party account management are also banned, and result in termination. Penalties range from reduced leverage, daily trade or lot caps and tighter loss limits to a 1% risk cap or a ban from the firm.
IP, VPN & VPS Policy Prohibited
VPN and VPS connections are prohibited on any trading account. Your IP region for buying, logging in and trading must stay consistent or the account gets flagged.
Restricted Countries
Live On-Chain Payouts — Last 30 Days
Loading…RISEPAY on-chain data only. Some firms also pay via wire or other crypto — figures are a partial view.
Minimum: 1% of initial balance • Maximum: No limit
Processing: 1–3 working days
Payout Cycles by Program
1-Step Flex: bi-weekly at 85%. 2-Step Standard: weekly at 60%, bi-weekly at 80%, every 3 days on demand at 90%, or monthly at 100%. 2-Step Pro: weekly at 80%. 2-Step Flex: bi-weekly at 85%, or 95% with 3 profitable days of at least 0.5% each across evaluation and funded. Zero: bi-weekly at 95%.
On-Demand Qualification (2-Step Standard)
The 90% on-demand cycle requires a 35% consistency score — no single day above 35% of total profit, reset after each reward — and a minimum request of 2% of the initial balance.
Minimum Payout
1% of the initial balance, with no maximum.
Zero Safety Cushion
The first 3% of profit generated on a Zero Master account cannot be withdrawn.
Drawdown Lock
Trailing drawdown locks at the initial balance once you make 5% profit, and does not reset after a payout.
Processing Time
1 to 3 working days.
FundingPips PRIME
Unlocked after your 3rd reward — you can request it on the 4th, or FundingPips can invite you. The reward you move across is multiplied by 12.5 to size the Prime account. Objectives are a 2% soft daily loss that pauses trading for the rest of the day rather than breaching you, and an 8% Max Loss that trails your end-of-day balance and locks once the account closes 3% above its starting size. Rewards are requestable multiple times a day at an 80% split, and every dollar of profit counts toward the next scale-up whether you withdraw it or not. Scaling grows the account 10% per level: the first four levels need 5% profit, and 10% from Level 5 onward. Level 10 is the PM milestone, which brings Certified FundingPips Trader status and a place on the Tradin Investor Marketplace. Extras include monthly rewards up to $20,000, weekly group and monthly 1:1 coaching, and a dedicated Prime team. Allocation caps at $400,000 across active Prime accounts and stays protected if one breaches, multiple Prime accounts can be merged, and you keep trading your evaluations and Master accounts alongside. Prime runs on MT5 only, so it cannot be opened from the United States or Canada.
Available Markets & Leverage
FX
Metals
Indices
Energy
Crypto
Commissions
FX
Instant Zero $7/lot • all other programs $5/lot
Metals
Instant Zero $7/lot • all other programs $5/lot
Indices
No commission
Energy
No commission
Crypto
0.04% of trade value
Trader Reviews 0
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FundingPips Reviews & Ratings
Rated by our community & expert team
The payout menu is the reason to look here. Most firms hand you one split; FundingPips lets you trade cadence against percentage, and a full 100% is on the table if you can wait a month for it. Entry is cheap too — a 2-Step Pro 5K is $23.20 with 20% off. What you accept is a dense rulebook. Weekend holding is closed on funded accounts, there is a risk-per-trade-idea cap, and 1-Step Flex and 2-Step Standard both run striking rules that halve your split on a second warning and breach you on a fourth. Read your program’s risk rules before you buy, not after.
Summary
FundingPips runs five programs from Dubai. Zero funds you from day one at a 95% bi-weekly split, against a 5% max loss, a 15% consistency rule and 7 profitable days per 30-day cycle. 1-Step Flex asks 12% on a 12% max loss. The three 2-Step tiers trade objectives against each other: Standard at 8% then 5% with the full payout menu, Flex at 10% then 6% on a 12% drawdown, and Pro at 6% then 6% on a tight 6% cap. Prices start at $23.20 with code GUIDE, which takes 20% off everything except the $100,000 sizes. Payouts clear in 1 to 3 working days by bank transfer, crypto or Riseworks, with a 1% minimum. Three rules deserve attention before you buy: no weekend holding on funded accounts, the risk-per-trade-idea caps on Zero and 2-Step Flex, and the striking rules that cut your split for repeated floating losses. Its 4.5 TrustPilot rating from 62,161 reviews is one of the largest samples in the industry.
Deep Dive
More About FundingPips
Is FundingPips Legit?
FundingPips has operated from Dubai since November 2022 under Khaled Ayesh. Its 4.5 TrustPilot rating across 62,161 reviews is among the largest samples any prop firm has accumulated, and a volume that size is difficult to manufacture. Payouts run through Riseworks as well as bank transfer and crypto, and clear in 1 to 3 working days. The rulebook is published in unusual detail — the exact striking thresholds, the risk-per-trade-idea percentages by account size, the dynamic leverage table and the trade-idea definition are all spelled out, which is more than most firms disclose. Start small, read the rules for your specific program rather than the general ones, and check your country is eligible first.
FundingPips vs Other Forex Prop Firms
FundingPips vs FTMO: FTMO has the decade of history and a simpler rulebook. FundingPips counters with a 100% split if you take monthly payouts, five programs against two, and cheaper entry. FTMO is the safer name; FundingPips pays more if you can live with the risk rules.
FundingPips vs FXIFY: The head-to-head we cover in full in a dedicated comparison. FXIFY spreads across eight programs with TradingView and DXtrade alongside MT5, and puts a consistency rule on three of them. FundingPips runs fewer programs but a deeper payout menu — daily, on-demand or bi-weekly — and has the longer review history behind it.
FundingPips vs FundedElite: FundedElite sells the rules as add-ons — leverage, scalping, weekend trading. FundingPips fixes them but gives you the payout menu instead, and has a far longer review history behind it.
FundingPips Frequently Asked Questions
What profit splits does FundingPips offer?
Zero pays 95% bi-weekly and 1-Step Flex 85%. 2-Step Pro pays 80% weekly, and 2-Step Flex 85% bi-weekly or 95% with 3 profitable days. 2-Step Standard has the full menu: 60% weekly, 80% bi-weekly, 90% every 3 days or 100% monthly.
How much does a FundingPips account cost?
A 2-Step Pro 5K is $23.20 with code GUIDE, the cheapest entry across the five programs. Zero starts at $48 and 1-Step Flex at $52.80. The 20% discount applies to every size except $100,000, which already carries reduced pricing.
What programs does FundingPips offer?
Five. Zero funds you immediately with no profit target. 1-Step Flex asks a single 12% target. The three 2-Step tiers differ by objective: Standard at 8% then 5%, Flex at 10% then 6% on a wider drawdown, and Pro at 6% then 6% on a tighter one.
Does FundingPips have a consistency rule?
On two programs. Zero requires your biggest winning day to stay under 15% of total profit plus a 15% consistency score to request a reward. 2-Step Standard needs 35% only if you choose the 90% on-demand payout cycle.
Can I hold trades over the weekend?
In the evaluation, yes. On funded accounts weekend holding has been prohibited since 29 January 2026, and open trades close automatically at Friday market close. Crypto trading at weekends is closed on every program.
What is the risk per trade idea rule?
It caps the loss on a single idea on funded accounts, counting realised and unrealised losses together. Zero allows 3% below $50K and 2% above; 2-Step Flex allows 3% at $25K and 2% above. 1-Step Flex, 2-Step Standard and 2-Step Pro have no cap. Breaching it is a hard breach.
What are the striking rules?
On funded 1-Step Flex, a warning is logged each time a trade idea floats to a 1% loss; on 2-Step Standard above $25K the threshold is 1.2%. The first is a warning, the second halves your split, the third drops it to 20% and the fourth breaches the account.
How fast are FundingPips payouts?
1 to 3 working days, by bank transfer, crypto or Riseworks. The minimum request is 1% of your initial balance with no maximum, and Zero withholds the first 3% of profit as a safety cushion.
Are Expert Advisors allowed?
Full automation only with your own EA, and you must prove ownership through source code or development history — a compiled file is not enough. Third-party EAs may be used as trade or risk managers only.
What is FundingPips PRIME?
A scaling path unlocked after your 3rd reward or by invitation. Your unlock amount is multiplied by 12.5 to set the Prime account size, rewards run at an 80% split daily with a 1% minimum, and allocation caps at $400,000 across active accounts.
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