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Eleven routes to funding — Pro Growth, Hyper-Growth, High Stakes, Bootcamp and five Summer Plans. Ten years trading, no consistency rules outside the Summer Plans, and splits that scale to 100%.
Trading Platforms
cTrader
MT5
TradingViewPayout Methods
Crypto
RiseworksAbout The5ers
The5ers was founded in January 2016 under Saul Lokier and runs from Great Britain. A decade is a long time in this business — most firms competing with it today did not exist five years ago — and it shows in the review count: on Trustpilot across reviews. Trading runs on cTrader, MT5 or TradingView, with payouts by bank transfer, crypto or Rise.
Eleven routes in total. Pro Growth and Hyper-Growth are single 10% steps, the difference being that Hyper-Growth doubles your balance once funded and drops the minimum days. High Stakes is the two-step, in a NEW variant at 10% then 5% and a Classic at 8% then 5%. Bootcamp runs three phases at 6% each with the balance scaling as you pass. Five Summer Plans cover 100K and 200K at different target splits.
What is absent matters more than what is there. Pro Growth, Hyper-Growth, High Stakes and Bootcamp enforce no consistency rule at any stage, and no evaluation carries a deadline. Most firms use one or both to slow payouts down when a trader has an uneven month. The Summer Plans are the exception, carrying a 50% best-day rule.
Splits scale rather than sitting flat, and the trigger is simple: the account scales every time you meet a 10% target. Pro Growth, Hyper-Growth and Bootcamp open at 50%, reach 75% at the next stage and climb toward 100%, with allocation growing to as much as $775,000. High Stakes opens at 80% and follows the same path.
Fee refunds differ sharply by program and are worth reading before you buy. High Stakes returns 100% of the challenge fee. The 1-Step Summer Plan pays a 10% bonus on passing and refunds 90% from your third payout; the 2-Step Summer Plans pay 10% after Phase 1 and 20% after Phase 2, then refund 70%. Pro Growth, Hyper-Growth and Bootcamp are not refundable, though all three pay bonuses in hub credit each time you reach a new funding level.
Bootcamp is priced as the entry point and is the strictest program here. A stop-loss is mandatory on every position within three minutes of placing it and cannot risk more than 2% of balance. Open one without a stop, or exceed 2%, and that is a risk violation — five and the account terminates. It also runs a 5% max loss, the tightest on the firm, and no daily limit during the evaluation.
Leverage splits by path. High Stakes and the Summer Plans run 1:100 on forex; the 1-Step and 3-Step programs run 1:30. Indices and metals are 1:25 everywhere, commodities 1:5 on High Stakes and 1:1.5 elsewhere, crypto 1:2 or 1:0.60. Oil is temporarily cut to 1:5 on 50K and 100K High Stakes funded accounts.
The cost that catches people is the payout commission. Rise, cryptocurrency and bank transfer all take 3.5% of each withdrawal, and only HUB Credits are free. On a $2,000 payout that is $70, every cycle. Trading commission is $4 per standard lot on forex, nothing on indices, and percentage-based on metals, energy, crypto and other commodities.
Programs & Modes
Pro Growth
A single 10% target under a 6% static drawdown and a 3% daily loss, needing three profitable days at 0.5% each. Bonuses arrive as hub credit at each new funding level. Sizes 5K through 50K, from $46.80 with code GUIDE.
Profit Split: 50% scaling to 100%
Target 10% | Max Loss 6% (Static) | Daily 3% | Leverage 1:30 | Min 3 days | Payouts 14 Days
Hyper-Growth
The same 10% target and 6% static drawdown, but the balance doubles once funded and there are no minimum days. The 3% figure is a daily pause rather than a breach — trading stops for the day instead of the account ending. Sizes 5K through 20K, from $234.00 with code GUIDE.
Profit Split: 50% scaling to 100%
Target 10% | Max Loss 6% (Static) | Daily 3% | Leverage 1:30 | Min None | Payouts 14 Days
High Stakes
The best terms here: 10% then 5% under a 10% static drawdown and a 5% daily loss, opening at 80% on 1:100 leverage, with the full challenge fee refunded. The only program with a news restriction. Sizes 2.5K through 100K, from $17.10 with code GUIDE.
Profit Split: 80% scaling to 100%
Target 10% - 5% | Max Loss 10% (Static) | Daily 5% | Leverage 1:100 | Min 3 days | Payouts 14 Days
High Stakes Classic
The same structure and the same 100% fee refund, with an easier 8% first step instead of 10%. It costs a little more for that. Sizes 2.5K through 100K, from $19.80 with code GUIDE.
Profit Split: 80% scaling to 100%
Target 8% - 5% | Max Loss 10% (Static) | Daily 5% | Leverage 1:100 | Min 3 days | Payouts 14 Days
Bootcamp
Three phases at 6% each with the balance scaling as you pass. No daily limit in the evaluation and no minimum days, but a stop-loss is mandatory within 3 minutes of every position, capped at 2% risk — five violations end it. Sizes 20K through 250K, from $19.80 with code GUIDE.
Profit Split: 50% scaling to 100%
Target 6% - 6% - 6% | Max Loss 5% (Static) | No Daily Limit | Leverage 1:30 | Min None | Payouts 14 Days
Summer 1-Step
A single 10% target under a 6% static drawdown at 1:100, with a 75% funded split. Carries a 50% best-day rule, a $250 minimum withdrawal and a $2,000 payout cap. 100K, from $224.10 with code GUIDE.
Profit Split: 75% scaling to 100%
Target 10% | Max Loss 6% (Static) | Daily 3% | Leverage 1:100 | Min None | Payouts 14 Days
Summer 2-Step 100K 10/5
10% then 5% under a 10% static drawdown at 1:100, with an 80% funded split. The cheapest Summer Plan, at a higher first target. 100K, from $134.10 with code GUIDE.
Profit Split: 80% scaling to 100%
Target 10% - 5% | Max Loss 10% (Static) | Daily 3% | Leverage 1:100 | Min None | Payouts 14 Days
Summer 2-Step 100K 8/5
8% then 5% under a 10% static drawdown at 1:100, with an 80% funded split. 50% best-day rule, $250 minimum and a $2,000 payout cap. 100K, from $161.10 with code GUIDE.
Profit Split: 80% scaling to 100%
Target 8% - 5% | Max Loss 10% (Static) | Daily 3% | Leverage 1:100 | Min None | Payouts 14 Days
Summer 2-Step 200K 10/5
10% then 5% at 200K under a 10% static drawdown at 1:100, with an 80% funded split and a $3,000 payout cap. 200K, from $224.10 with code GUIDE.
Profit Split: 80% scaling to 100%
Target 10% - 5% | Max Loss 10% (Static) | Daily 3% | Leverage 1:100 | Min None | Payouts 14 Days
Summer 2-Step 200K 8/5
8% then 5% at 200K under a 10% static drawdown at 1:100, with an 80% funded split and a $3,000 payout cap. The easiest first step at this size. 200K, from $251.10 with code GUIDE.
Profit Split: 80% scaling to 100%
Target 8% - 5% | Max Loss 10% (Static) | Daily 3% | Leverage 1:100 | Min None | Payouts 14 Days
Profit Split & Payouts
Payouts run bi-weekly on every program — every 14 days, with a $150 minimum after the split has been applied. The split itself scales rather than sitting flat: Pro Growth, Hyper-Growth and Bootcamp open at 50%, move to 75% at the next scale-up stage and reach 100% over time, while High Stakes opens at 80% and also scales to 100%. Allocation grows alongside it, as far as $775,000. High Stakes requires three profitable days before a payout, each closing at least 0.5% of the initial balance; Pro Growth, Hyper-Growth and Bootcamp have no minimum. The cost to factor in is the commission: Rise, cryptocurrency and bank transfer all take 3.5% of every withdrawal, and only HUB Credits are free.
Platforms & Leverage
Trade on cTrader, MetaTrader 5 or TradingView. Leverage splits by evaluation path: 1:100 on FX for High Stakes, the two-step programme, against 1:30 on the 1-Step and 3-Step routes. Indices and metals are 1:25 across every program. Commodities are 1:5 on High Stakes and 1:1.5 elsewhere, and crypto is 1:2 or 1:0.60. Allocation reaches $775,000 through the scaling programme.
| Asset | 1-Step | 2-Step | 3-Step |
|---|---|---|---|
| Forex | |||
| Indices | |||
| Metals | |||
| Commodities | |||
| Crypto |
Summer Plans run 1:100 on forex. Oil is temporarily reduced to 1:5 on 50K and 100K High Stakes funded accounts.
Commissions
| Instrument | Commission |
|---|---|
| FX | $4 per standard lot |
| Metals | Percentage-based |
| Indices | No commissions |
| Energy | Percentage-based |
| Crypto | Percentage-based |
| Other Commodities | Percentage-based |
Percentage-based: (commission rate ÷ 100) × entry price × contract size × lot size × 2.
Restricted Countries
| Size | Program | Profit Target | Max Loss | Daily Loss | Drawdown | Profit Split | Payout | Loyalty | Activation Fee | Price |
|---|
GUIDE — 10% Off Everything
10% off every account, every program and every size — the main range and the Summer Plans alike.
No Consistency Rule — Pro Growth, Hyper-Growth, High Stakes and Bootcamp Allowed
None of the four main programs enforces a consistency rule at any stage, which is rare at this size and means one strong day cannot hold up a payout. The Summer Plans are the exception.
Scaling Plan Allowed
The account scales up each time you meet a 10% target. The split moves with it — 50% to start on Pro Growth, Hyper-Growth and Bootcamp, 75% at the next stage and up to 100% over time, with allocation reaching $775,000. High Stakes opens at 80% and follows the same path to 100%.
Fee Refunds & Bonuses Allowed
High Stakes refunds 100% of the challenge fee. The 1-Step Summer Plan pays a 10% bonus when you pass and refunds 90% of the fee once you request your 3rd payout; the 2-Step Summer Plans pay 10% after Phase 1 and 20% after Phase 2, then refund 70% from the 3rd payout. Bonuses on Pro Growth, Hyper-Growth and Bootcamp arrive as hub credit each time you reach a new funding level.
No Time Limit Allowed
Every evaluation runs unlimited time. There is no deadline to pass any phase.
Expert Advisors (EAs) Allowed
Allowed on every program including Bootcamp and Hyper-Growth, provided the EA sets a stop-loss on every position. It may not copy other people’s signals, tick scalp, or run latency, reverse or hedge arbitrage, or use emulators. Accounts found breaking this are cancelled, banned and not refunded.
News Trading — all programs except High Stakes Allowed
Pro Growth, Hyper-Growth, Bootcamp and the Summer Plans all allow news trading, except bracket strategies placing pending orders around high-impact events. High Stakes is the only exception.
Profit Split Scaling Restricted
Pro Growth, Hyper-Growth and Bootcamp start at 50%, rise to 75% by the next stage in the scale-up plan and reach 100% over time. High Stakes starts at 80% and also scales to 100%.
Consistency Rule — Summer Plans Restricted
The 1-Step Summer Plan carries a 50% best-day rule in both the evaluation and the funded stage. The 2-Step Summer Plan carries it on the funded stage only. No other program has one.
Summer Plan Payout Terms Restricted
The minimum withdrawal is $250 rather than $150, and payouts are capped at $2,000 per cycle. On the 1-Step Summer Plan the funded profit target stays at 10%, the same as the evaluation.
News Trading — High Stakes Restricted
Executing orders from 2 minutes before to 2 minutes after high-impact news is prohibited on High Stakes only.
Copy Trading Restricted
Allowed on High Stakes and Hyper-Growth with limits. Once you have more than $500,000 under management you can no longer take the same trades across accounts. Copying from an external account is allowed only if that account is your own — third-party copy trading is not. Copy trading between two Bootcamp accounts is not allowed.
Minimum Profitable Days — High Stakes Restricted
Three profitable days are required, a profitable day being one where closed positions made at least 0.5% of the initial balance.
Bootcamp Stop-Loss Rules Restricted
A stop-loss is mandatory on all positions and orders, set within 3 minutes of placement, and may not risk more than 2% of account balance. Opening without one, or risking more than 2% on a single position, is a risk violation — five violations terminate the account automatically.
Bootcamp Daily Pause Restricted
A 3% daily pause applies during the funded stage as a soft breach: trading stops for the day rather than the account ending.
Temporary Oil Leverage Cut Restricted
Due to market volatility, leverage on oil is reduced to 1:5 on 50K and 100K High Stakes funded accounts. Swaps and spreads may also be adjusted in line with volatility and liquidity. In effect until further notice.
Payout Commission Restricted
Rise, cryptocurrency and bank transfer payouts carry a 3.5% commission. HUB Credits carry none.
Inactivity Restricted
An account with no new orders for more than 30 consecutive calendar days expires.
One-Sided Bets Prohibited
Taking consistent positions in a single direction without considering market conditions or conducting proper analysis.
Arbitrage & System Exploitation Prohibited
Exploiting price discrepancies or glitches between different markets in similar or identical assets, and taking advantage of system errors such as price display inaccuracies or delays in updating — whether intentional or not.
Bracket Strategies Around News Prohibited
Opening pending buy and sell stops close to the price ahead of high-impact news to bracket the move.
Overleveraging & Position Sizing Inconsistency Prohibited
Overexposure to a single instrument or correlated instruments beyond what market-standard risk management would permit. Also prohibited is opening position sizes or a number of positions substantially larger or smaller than your typical activity — across your own accounts or between evaluation and funded stages — or repeatedly concentrating risk in correlated instruments in a way that builds cumulative overexposure.
Restricted Countries
Live On-Chain Payouts — Last 30 Days
Loading…RISEPAY on-chain data only. Some firms also pay via wire or other crypto — figures are a partial view.
50% profit split scaling to 100%, 80% on High Stakes • Minimum $150 after the split, $250 on Summer Plans • Bi-weekly, every 14 days
Profit Split
Bootcamp, Pro Growth and Hyper-Growth start at 50%, which grows to 75% by the next stage in the scale-up plan and up to 100% over time. High Stakes starts at 80% and also scales to 100%.
Payout Frequency
Bi-weekly — profits can be withdrawn every 14 days. The minimum eligible amount is $150 after the profit split has been applied, or $250 on the Summer Plans.
Summer Plan Terms
Payouts are capped at $2,000 per cycle and the minimum withdrawal is $250. On the 1-Step Summer Plan the funded profit target stays at 10%, matching the evaluation.
Payout Commission
Rise, cryptocurrency and bank transfer all carry a 3.5% commission on payouts. HUB Credits carry none.
Trading Commissions
FX is $4 per standard lot and indices are commission-free. Metals, energy, crypto and other commodities use a percentage-based charge: the commission rate divided by 100, times entry price, contract size and lot size, doubled for the round turn.
Minimum Profitable Days
High Stakes needs 3 profitable days, each closing at least 0.5% of the initial balance. Pro Growth, Hyper-Growth and Bootcamp have no minimum.
Fee Refunds
High Stakes returns 100% of the challenge fee. The 1-Step Summer Plan refunds 90% once you request your 3rd payout, and the 2-Step Summer Plans refund 70%. Pro Growth, Hyper-Growth and Bootcamp are not refundable.
Scaling
The account scales each time you meet a 10% target, moving the split from 50% to 75% and on toward 100%, with allocation reaching $775,000.
Maximum Allocation
Traders can build up to $775,000 in allocation through the scaling programme.
Available Markets & Leverage
Forex
Indices
Metals
Commodities
Crypto
Commissions
FX
$4 per standard lot.
Metals
Percentage-based — (rate ÷ 100) × entry price × contract size × lot size × 2.
Indices
No commissions.
Energy
Percentage-based — (rate ÷ 100) × entry price × contract size × lot size × 2.
Crypto
Percentage-based — (rate ÷ 100) × entry price × contract size × lot size × 2.
Other Commodities
Percentage-based — (rate ÷ 100) × entry price × contract size × lot size × 2.
Trader Reviews 0
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The5ers Reviews & Ratings
Rated by our community & expert team
The5ers has traded since January 2016, which makes it one of the oldest firms still standing and gives it on Trustpilot from reviews — a sample no competitor of its age comes close to. No evaluation programs enforces a consistency rule and none carries a time limit, so nothing in the rulebook is designed to stall a payout. Pro Growth and Hyper-Growth are single 10% steps; High Stakes is the two-step at 1:100 with an 80% opening split and a full fee refund; Bootcamp runs three phases from $19.80. Five Summer Plans sit alongside them at 100K and 200K. Two costs to weigh: withdrawals carry 3.5% commission, and Bootcamp demands a stop-loss within 3 minutes of every position, capped at 2% risk, with five violations ending the account.
Summary
A British firm trading since January 2016 under Saul Lokier, holding on Trustpilot from reviews. Eleven routes from $2,500 to $250,000 on cTrader, MT5 and TradingView, with scaling allocation to $775,000.
Entry is $17.10 with code GUIDE, which takes 10% off everything. Only the Summer Plans carry a consistency rule, nothing carries a time limit, and the account scales every time you hit a 10% target, carrying the split from 50% to 75% and on toward 100%.
Read the refunds before choosing. High Stakes returns the full fee; the Summer Plans return 90% or 70% from your third payout; Pro Growth, Hyper-Growth and Bootcamp return nothing. And every withdrawal carries 3.5% commission unless you take HUB Credits.
Deep Dive
More About The5ers
Is The5ers Legit?
Yes, and it has the longest record of any firm on this site. The5ers has traded since January 2016 under Saul Lokier from Great Britain, holding on Trustpilot across reviews — a sample far too large to manufacture. A decade of continuous operation is the strongest evidence a prop firm can offer.
The most telling detail is what the rulebook leaves out. Pro Growth, Hyper-Growth, High Stakes and Bootcamp enforce no consistency rule at any stage, and no evaluation carries a deadline. Those two mechanisms are how most firms delay or deny payouts on an uneven month, and The5ers simply does not have them.
The scaling split takes explaining. Three programs open at 50%, which reads badly against firms advertising 80% or 90%. But the account scales every time you hit a 10% target, taking the split to 75% at the next stage and toward 100%, with allocation growing to $775,000. Over a year that structure pays more than a flat 80%. For one challenge and one payout, it does not — and that is the honest way to read it.
High Stakes is the answer if you want a competitive rate immediately. It opens at 80%, runs 1:100 against 1:30 elsewhere, gives 10% of static drawdown with a 5% daily limit, and refunds the full challenge fee. Two variants: NEW at 10% then 5%, and Classic at 8% then 5% for a slightly higher price. The only trade is the news restriction — no orders from two minutes before to two minutes after a high-impact event.
Bootcamp is where the low entry price misleads. A stop-loss is mandatory within three minutes of every position, capped at 2% risk, and five violations terminate the account outright. Max loss is 5%, the tightest here. There is no daily limit during the evaluation, but a 3% daily pause applies once funded. It is a discipline test priced like a starter account.
The Summer Plans work on different terms and are worth checking separately. They carry a 50% best-day consistency rule, a $250 minimum withdrawal against $150 elsewhere, and a payout cap of $2,000 per cycle on 100K or $3,000 on 200K. In exchange they pay bonuses on passing and refund 70–90% of the fee from your third payout.
The recurring cost is the payout commission: 3.5% on Rise, cryptocurrency and bank transfer, with only HUB Credits free. Very few firms charge on withdrawals at all, so factor it in before comparing a headline split against a rival. Beyond that, EAs are allowed everywhere provided they set a stop-loss on every position, copy trading caps at $500,000 under management, and accounts expire after 30 days without a new order.
The5ers vs Other Forex Prop Firms
The5ers vs City Traders Imperium: The two most established names here, and both built for patient traders. CTI starts you on a higher split without a ladder to climb; The5ers opens at 50% on three programs but scales to 100% with allocation to $775,000. The5ers also has no consistency rule anywhere, which CTI cannot match. Factor in the 3.5% payout commission, which CTI does not charge.
The5ers vs Darwinex Zero: The two long-horizon options, fourteen years and ten years old respectively. Darwinex Zero drops the evaluation entirely — you build a track record and earn allocation, paying 15% of what it returns, with no daily loss limit and no consistency rule anywhere. The5ers keeps challenges but removes the deadline and, outside the Summer Plans, the consistency rule too, then scales you from 50% toward 100% every time you clear another 10%.
The5ers vs FXIFY: FXIFY builds the challenge from add-ons across eight routes and pays up to 90% from the first withdrawal, on MT5, DXtrade and TradingView. The5ers starts most programs at 50% and makes you earn the rest, which is slower but ends higher — 100% with allocation to $775,000. Worth noting the withdrawal cost here: every method except HUB Credits takes 3.5% off the top, where FXIFY does not charge one.
The5ers Frequently Asked Questions
What programs does The5ers offer?
Eleven routes. Pro Growth and Hyper-Growth are single 10% steps — Hyper-Growth doubles your balance once funded and needs no minimum days. High Stakes is the two-step, in a NEW variant at 10% then 5% and a Classic at 8% then 5%. Bootcamp runs three phases at 6% each with the balance scaling as you pass. Five Summer Plans cover 100K and 200K at varying targets. Sizes run $2,500 to $250,000.
Does The5ers have a consistency rule?
Not on Pro Growth, Hyper-Growth, High Stakes or Bootcamp — all four run without one at any stage, and none carries a time limit either. The Summer Plans are the exception, with a 50% best-day rule — on both stages for the 1-Step, funded only for the 2-Step.
What profit split does The5ers pay?
Pro Growth, Hyper-Growth and Bootcamp start at 50%, rise to 75% at the next scale-up stage and reach 100% over time. High Stakes starts at 80% and also scales to 100%. The account scales every time you meet a 10% target, with allocation growing to $775,000.
How much does a The5ers account cost?
From $17.10 for a $2,500 High Stakes account with code GUIDE, which takes 10% off everything. A $250,000 Bootcamp runs $202.50, a $50,000 Pro Growth $296.10, and a $100,000 High Stakes $441.90.
Does The5ers refund the challenge fee?
It depends on the program. High Stakes refunds 100%. The 1-Step Summer Plan pays a 10% bonus on passing and refunds 90% once you request your third payout; the 2-Step Summer Plans pay 10% after Phase 1 and 20% after Phase 2, then refund 70%. Pro Growth, Hyper-Growth and Bootcamp are not refundable, though all three pay bonuses in hub credit at each new funding level.
How fast does The5ers pay out?
Bi-weekly — every 14 days. The minimum eligible withdrawal is $150 after the profit split, or $250 on the Summer Plans, which are also capped at $2,000 per cycle on 100K and $3,000 on 200K. Payments go out by bank transfer, crypto or Rise, all of which carry a 3.5% commission. Only HUB Credits are free.
What are the Bootcamp rules?
Bootcamp is the strictest program. A stop-loss is mandatory on every position and order, set within 3 minutes of placement, and cannot risk more than 2% of account balance. Opening without one, or exceeding 2%, is a risk violation — five violations terminate the account automatically. Max loss is 5% and there is no daily limit during the evaluation, but a 3% daily pause applies once funded.
What leverage does The5ers offer?
1:100 on forex for High Stakes and the Summer Plans, and 1:30 on the 1-Step and 3-Step programs. Indices and metals are 1:25 across every program, commodities 1:5 on High Stakes and 1:1.5 elsewhere, and crypto 1:2 or 1:0.60. Oil is temporarily reduced to 1:5 on 50K and 100K High Stakes funded accounts.
Can I trade news at The5ers?
On Pro Growth, Hyper-Growth, Bootcamp and the Summer Plans, yes — except bracket strategies placing pending orders around high-impact events, which are prohibited everywhere. High Stakes is the exception: executing orders from 2 minutes before to 2 minutes after high-impact news is not allowed.
Are Expert Advisors allowed at The5ers?
Yes, on every program including Bootcamp and Hyper-Growth, provided the EA sets a stop-loss on every position. It may not copy other people's signals, tick scalp, or run latency, reverse or hedge arbitrage, or use emulators. Accounts found breaking this are cancelled, banned and not refunded.
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