Four routes to funding — Builder, Rapid, Rapid EOD and Pro, with splits to 90%.
United StatesTrading Platforms
Tradovate
NinjaTrader
TradingView
Quantower
ATAS
DeepCharts
Volumetrica TradingPayout Methods
ACH / Wire
Plaid
RiseworksAbout My Funded Futures
My Funded Futures is a futures prop firm based in the United States, trading since November 2023 under CEO Matthew Leech. It holds on Trustpilot from reviews, one of the largest review bases in futures prop trading. Four programmes run side by side — Builder, Rapid, Rapid EOD and Pro — and they differ enough that picking the wrong one costs more than picking the wrong size.
Code CLUB takes 50 percent off every account for new users and 40 percent for existing ones. That puts the cheapest way in at $52.50 for a 25K Builder and the most expensive single account at $278.50 for a 150K Pro. There is no activation fee anywhere in the lineup and a reset costs the same as the account, so the checkout price is the whole cost of an attempt.
The split is not uniform. Rapid and Rapid EOD pay 90/10. Builder and Pro pay 80/20. That ten-point gap is the first thing to weigh, because it outruns any difference in entry price over a few payouts.
Payout cadence is the second. Rapid and Rapid EOD pay daily, Builder every 48 hours, and Pro every 14 days. Pro trades that wait for the only uncapped payout request MFFU offers.
Every evaluation runs an end-of-day trailing drawdown, which is what the table above shows. The programmes separate at the funded stage: Rapid switches to intraday trailing, while Builder, Rapid EOD and Pro stay end-of-day. That single difference is the entire reason Rapid EOD exists — same daily payouts, same 90/10 split, same price, on an end-of-day drawdown once funded.
What Rapid EOD asks in return is patience and discipline: four trading days to pass against Rapid’s two, and a 30 percent challenge consistency rule against 50 percent. It is also sold only at 25K and 50K, where Builder and Rapid cover all four sizes and Pro starts at 50K.
Days to pass separates them again. Builder needs 1 trading day, Rapid and Pro need 2, Rapid EOD needs 4.
Consistency is the easiest thing to misread here, because the rule sits at a different stage in each programme. Builder has none on the evaluation and a 50 percent rule once sim funded. Rapid and Pro run 50 percent on the challenge and none once funded. Rapid EOD runs 30 percent on the challenge. Pro also sells a 50K add-on that removes the rule from both stages.
Builder is the only programme with a published daily loss limit: $600, $1,000, $1,750 and $2,500 by size, applied as a soft pause rather than a breach. Its 50K also carries an optional $1,500 maximum loss limit in place of the default $2,000, which lowers the payout buffer to $1,600 and the price to $62.50.
Pro is the only programme whose contract limit widens once funded, going from 3 to 5 minis on a 50K, 6 to 10 on a 100K and 9 to 15 on a 150K. Everywhere else the evaluation limit is the limit.
Every programme shares one buffer ladder your balance must clear before any withdrawal — $1,100 on a 25K, $2,100 on a 50K, $3,100 on a 100K and $4,600 on a 150K. It is the same across Builder, Rapid, Rapid EOD and Pro.
All four end in a live account rather than sim forever. Builder promotes after your fifth approved sim payout. Pro promotes after three consecutive payouts, funded at $2K to $10K depending on size. Maximum allocation across the firm runs to $1,500,000, which is high for the category.
Payouts go out by ACH or wire, through Plaid or via Riseworks. Riseworks settles on-chain, which is what lets the live tracker on the Payouts tab of this page read verified transfers rather than claims from the firm.
Overnight holding is not allowed, but MFFU closes your positions for you at 4:10 PM EST and that auto-close is not a breach. Trading hours run 18:00 to 16:10 EST. Forcing an order through after the close can still fill and disqualify the account.
Hedging is prohibited in every form, and the definition is wider than most: holding a buy and a sell on the same underlying at the same time, with E-mini and Micro contracts on the same index counted as one asset. Long NQ against short MNQ is a breach. Copying between your own accounts is fine; copying another trader, or sharing a device with one, is not.
News trading splits by programme. Builder is unrestricted, including Tier 1 events. Sim funded Rapid, Rapid EOD and Pro accounts may not hold or open a position from two minutes before to two minutes after a Tier 1 release. Exploiting news volatility with straddles, strangles or disguised news trades is prohibited everywhere.
High-frequency trading is not allowed. Automated strategies are, provided they do not target the favourable fills of the simulated environment, and anything on a live account must follow CME guidelines. Trading within 2 percent of a CME price limit is prohibited on sim and live funded accounts.
The restricted list runs to 88 countries. An account also needs at least one trade every seven consecutive calendar days, or MFFU may treat it as dormant and close it as a breach.
Programs & Modes
Builder — Easiest Path to a First Payout
The cheapest entry and the fastest evaluation: one trading day to pass, and a payout every 48 hours once sim funded. It is the only programme with a daily loss limit, applied as a soft pause rather than a breach, and the only one where the 50 percent consistency rule lands on the funded stage instead of the challenge. Five approved sim payouts promote you to a live account. The 50K carries a paid add-on that tightens the drawdown to $1,500 and lowers the buffer to $1,600.
Profit Split: an 80/20 split on sim funded and on live
Target $1,500 to $9,000 | Daily Loss $600 to $2,500 | Max Loss $1,000 to $4,500 | Contracts 2 to 9 Minis | Min Days 1 | Payout every 48 hours | No Activation Fee | Reset $52.50 to $199.00
Rapid — Daily Payouts at 90/10
The highest split in the lineup paired with the fastest cycle: 90/10 and a withdrawal every day, with the first available 24 hours after your first funded trade once the buffer clears. Two trading days to pass, a 50 percent consistency rule on the challenge and none once funded. The catch is the drawdown. The evaluation runs end-of-day trailing, but the funded account switches to intraday, so open profit moves your floor during the session.
Profit Split: a 90/10 split, the highest MFFU offers
Target $1,500 to $9,000 | Daily Loss None | Max Loss $1,000 to $4,500 | Contracts 3 to 10 Minis | Min Days 2 | Daily payouts | No Activation Fee
Rapid EOD — The Same Deal on EOD Drawdown
Identical to Rapid on price, split and payout cadence, with one change that matters: the funded account stays on end-of-day trailing where Rapid switches to intraday. You pay for it in day count and consistency — four trading days to pass against two, and a 30 percent challenge consistency rule against 50 percent. Only sold at 25K and 50K.
Profit Split: a 90/10 split, the highest MFFU offers
Target $1,500 to $3,000 | Daily Loss None | Max Loss $1,000 to $2,000 | Contracts 2 to 3 Minis | Min Days 4 | Daily payouts | No Activation Fee
Pro — Highest Payout Potential
The patient option. Payouts come every 14 days rather than daily, but there is no cap on a single request and the sim funded total runs to $100,000 per user. It is also the only programme whose contract limit widens once you are funded, from 3 to 5 minis on a 50K and from 9 to 15 on a 150K. Three consecutive payouts promote you to a live account funded at $2K to $10K by size. A 50K add-on removes the consistency rule from both stages.
Profit Split: an 80/20 split, with no cap on a single request
Target $3,000 to $9,000 | Daily Loss None | Max Loss $2,000 to $4,500 | Contracts 3 to 9 Minis on eval, 5 to 15 funded | Min Days 2 | Payout every 14 days | No Activation Fee
Profit Split & Payouts
Splits differ by programme: Rapid and Rapid EOD pay 90/10, Builder and Pro pay 80/20. None of them sell a profit-split upgrade.
Every programme shares the same buffer ladder, which your balance must clear before any request: $1,100 on a 25K, $2,100 on a 50K, $3,100 on a 100K and $4,600 on a 150K. On a Builder 50K with the drawdown add-on it drops to $1,600.
Builder pays every 48 hours, with the first payout available 48 hours after your first sim trade. Each cycle needs 2 qualifying trading days, the 50 percent sim consistency rule and the size-specific net profit: $250 on a 25K, $500 on a 50K, $1,000 on a 100K and $1,500 on a 150K, both for the first payout above the buffer and for every payout after. Minimum requests match those figures, and the per-cycle cap runs $1,000, $2,000, $3,000 and $3,500. Five sim payouts then unlock the live transition.
Rapid pays daily, with the first payout available 24 hours after your first trade once the buffer is cleared. No consistency rule applies. The minimum request after the buffer is $500.
Rapid EOD also pays daily on a $500 minimum. Once the buffer is cleared, each further payout needs $250 of net profit since the last on a 25K, or $500 on a 50K.
Pro pays every 14 days from your first trade, once the buffer is cleared. The minimum request is $1,000, there is no maximum per request, and the sim funded total is capped at $100,000 per user. A one-time early withdrawal of up to 60 percent of profits is available while still inside the buffer, subject to the same $1,000 minimum. After your first payout the maximum loss limit locks to your starting balance plus $100.
Payouts are paid by ACH or wire, through Plaid or via Riseworks. Riseworks settles on-chain, which is what lets the live tracker at the top of this tab read verified transfers rather than claims. Maximum allocation across the firm is $1,500,000.
Platforms & Vendors
Seven platforms are supported: Tradovate, NinjaTrader, TradingView, Quantower, ATAS, DeepCharts and Volumetrica Trading. ATAS, DeepCharts and Volumetrica Trading cover the order-flow side.
Instruments cover the CME group exchanges: CME, CBOT, NYMEX and COMEX, spanning equity index, interest rate, currency, energy, metals and agricultural futures in both mini and micro contracts.
Contract Limits
Contract limits differ by programme at the same account size, and Pro is the only one that widens when you are funded — shown below as eval → funded. Combining minis and micros to exceed the overall limit is a breach even where the order fills.
| Program | Account Size | Minis | Micros |
|---|---|---|---|
| Builder | $25,000 | 2 | 20 |
| $50,000 | 4 | 40 | |
| $100,000 | 6 | 60 | |
| $150,000 | 9 | 90 | |
| Rapid | $25,000 | 3 | 30 |
| $50,000 | 5 | 50 | |
| $100,000 | 8 | 80 | |
| $150,000 | 10 | 100 | |
| Rapid EOD | $25,000 | 2 | 20 |
| $50,000 | 3 | 30 | |
| Pro | $50,000 | 3 → 5 | 30 → 50 |
| $100,000 | 6 → 10 | 60 → 100 | |
| $150,000 | 9 → 15 | 90 → 150 |
Restricted Countries
| Size | Program | Profit Target | Max Loss | Daily Loss | Drawdown | Profit Split | Payout | Loyalty | Activation Fee | Price |
|---|
50% Off All Accounts
Code CLUB takes 50 percent off every Builder, Rapid, Rapid EOD and Pro account for new users, which is what the prices in the table above show. A 25K Builder falls from $105.00 to $52.50 and a 150K Pro from $557.00 to $278.50. Existing users get 40 percent off with the same code. There is no activation fee on any programme, so the checkout price is the whole cost of reaching a sim funded account, and a reset costs the same as the account.
90/10 on Rapid and Rapid EOD Allowed
Both Rapid programmes pay 90 percent, the highest split MFFU offers, on sim funded and on live. Builder and Pro pay 80/20. There is no profit-split upgrade to buy on any of them.
Daily Payouts on Rapid and Rapid EOD Allowed
Funded Rapid and Rapid EOD accounts can be withdrawn from every day, with no consistency rule at that stage. The first payout on Rapid is available 24 hours after your first funded trade, once the buffer is cleared.
Builder Pays Every 48 Hours Allowed
The first payout comes 48 hours after your first sim trade, and every cycle after runs on the same 48-hour clock.
Copy Trading Between Your Own Accounts Allowed
You may copy positions across accounts you hold yourself. The restriction is on copying other people, covered below.
Resets Cost the Same as the Account Allowed
A reset is priced at the current discounted price of the account, so a 25K Builder reset is $52.50 and a 150K Pro reset is $278.50. There is no cap on how many times you reset.
No Activation Fee on Any Programme Allowed
Nothing is charged to move from evaluation to sim funded, on any programme or size. The checkout price is the entire cost of reaching a funded account.
No Cap on a Pro Request Allowed
Pro is the only programme with no maximum per payout request. The sim funded total is capped at $100,000 per user rather than per request.
Pro Widens Your Size When Funded Allowed
Contract limits rise at the funded stage on Pro alone: 3 to 5 minis on a 50K, 6 to 10 on a 100K and 9 to 15 on a 150K. Every other programme keeps the evaluation limit.
One Trading Day to Pass Builder Allowed
Builder needs a single trading day to clear its evaluation, the fastest in the lineup. Rapid and Pro need two.
End-of-Day Trailing on Every Evaluation Allowed
All four evaluations use end-of-day trailing, so the maximum loss limit moves only on your highest closed daily balance and an intraday spike never lifts your floor. Builder, Rapid EOD and Pro keep it once funded. Only funded Rapid switches to intraday.
Builder’s Daily Loss Limit Is a Soft Pause Allowed
The $600 to $2,500 limit pauses you for the day rather than breaching the account. Builder is the only programme that publishes a daily loss limit at all.
Unrestricted News Trading on Builder Allowed
Builder accounts may trade through news at any tier, including Tier 1 events. The other three are restricted once sim funded.
Automated Strategies Are Allowed Allowed
Automation is permitted as long as it does not target the favourable fills of the simulated environment. Anything running on a live account must follow CME guidelines.
The 4:10 PM Auto-Close Is Not a Breach Allowed
MFFU closes open positions for you at 4:10 PM EST. You do not need to manage the overnight rule yourself, and the auto-close never counts against the account.
A One-Time Early Withdrawal on Pro Allowed
While still inside the buffer, Pro allows a single early withdrawal of up to 60 percent of profits, subject to the usual $1,000 minimum.
Every Programme Reaches a Live Account Allowed
Builder promotes after five approved sim payouts. Pro promotes after three consecutive payouts, funded at $2K to $5K on a 50K, $3K to $7.5K on a 100K and $4K to $10K on a 150K.
50% Consistency, but at Different Stages Restricted
Rapid and Pro apply it to the challenge, so no single day may exceed half of total profit while you pass, and then drop it once funded. Builder does the reverse: nothing on the evaluation, 50 percent once sim funded. Read which stage applies to the programme you are buying.
30% Consistency on the Rapid EOD Challenge Restricted
The tightest consistency rule in the lineup. No single day may exceed 30 percent of total profit during the challenge. It lifts entirely once funded.
Pro’s 50K Add-On Removes Consistency Restricted
Taking the add-on lifts the consistency rule from both the challenge and the funded stage on Pro.
Four Trading Days on Rapid EOD Restricted
The longest day count MFFU asks for, and the trade-off for the gentler end-of-day drawdown.
The Payout Buffer Restricted
Your balance must clear the buffer before any request: $1,100 on a 25K, $2,100 on a 50K, $3,100 on a 100K and $4,600 on a 150K. It is the same ladder on all four programmes, dropping to $1,600 on a Builder 50K with the drawdown add-on.
Builder Net Profit and Per-Cycle Caps Restricted
Each Builder cycle needs 2 qualifying trading days and size-specific net profit — $250, $500, $1,000 or $1,500 — both above the buffer on the first payout and since the last payout after. The per-cycle cap runs $1,000, $2,000, $3,000 and $3,500.
Rapid EOD Net Profit Between Payouts Restricted
Once the buffer is cleared, each further payout needs $250 of net profit since the last on a 25K, or $500 on a 50K. The minimum request stays $500 on both.
Pro’s $100,000 Sim Cap Restricted
Total sim funded payouts are capped at $100,000 per user. After your first payout the maximum loss limit locks to your starting balance plus $100.
Five Sim Payouts Before Builder Goes Live Restricted
Builder allows up to five sim payouts, after which the fifth approved one triggers the live transition. Live Builder accounts are limited to one per user.
Tier 1 News on Funded Rapid, Rapid EOD and Pro Restricted
No open positions or orders from two minutes before to two minutes after a Tier 1 release. Builder is exempt. Exploiting news volatility with straddles, strangles or disguised news trades is prohibited on every programme.
The 2% CME Price Limit Rule Restricted
Trading is not allowed while a product sits within 2 percent of its CME price limit. It applies to sim and live funded accounts.
The Cross-Instrument Position Rule Restricted
Orders above the single-instrument limit are rejected automatically. Orders that combine instruments — 2 minis and 20 micros, say — may fill even when they exceed the overall limit, but they are still a breach.
Trading Hours: 18:00 to 16:10 EST Restricted
The session runs from 6:00 PM to 4:10 PM EST. Positions close automatically at 4:10 PM.
Inactivity: 7 Calendar Days Restricted
At least one trade is needed in every seven consecutive calendar days on evaluation and sim accounts. MFFU may deem an inactive account dormant, close it, and treat the closure as a breach.
Profit Confiscation and Evaluation Review Restricted
MFFU may terminate immediately on any breach, confiscate profits made through prohibited practices, and review every passed evaluation. A trader found to have ignored or abused the rules will not be funded and may not be eligible for a refund.
88 Restricted Countries Restricted
The restricted list runs to 88 countries and includes several that most prop firms accept. Check it before buying rather than after — the full list is at the bottom of this tab.
Hedging of Any Kind Prohibited
Holding both a buy and a sell position on the same underlying asset at the same time. MFFU counts E-mini and Micro contracts on the same index as the same asset, so long NQ against short MNQ is a breach, not a hedge.
Copy Trading Another Trader Prohibited
Copying someone else’s positions is prohibited — every trader must enter, exit and cancel their own executions, and two traders may not use the same device. Copying between accounts you own yourself is fine. Breaking the rule can mean a permanent restriction from the firm.
Collaborative Trading Across Accounts Prohibited
Coordinating with other people to run identical or opposing strategies across accounts that are not formally connected.
Manipulating Order Fills Prohibited
Placing multiple limit orders at the same price to influence fills, trading gapped or illiquid markets for isolated fills, and using tight brackets to exploit the absence of slippage are all prohibited. These are the practices the simulated-fill rules exist to catch.
High-Frequency Trading Prohibited
Not allowed on any programme or stage.
Exploiting Simulator Fills Prohibited
Automated strategies are welcome, but anything built to take advantage of the favourable fills available in the simulated environment is prohibited.
Exploiting News Volatility Prohibited
Straddles, strangles and disguised news trades are prohibited at every stage, on every programme, including Builder where ordinary news trading is unrestricted.
Deliberate Position-Scaling Bypass Prohibited
Intentionally combining instruments or splitting orders to get around the contract limits is treated as a breach, whether or not the order fills.
Overnight and Weekend Holding Prohibited
Not permitted. Positions close automatically at 4:10 PM EST without penalty, but forcing an order through after that time can push it to fill and disqualify the account.
Restricted Countries
Live On-Chain Payouts — Last 30 Days
Loading…RISEPAY on-chain data only. Some firms also pay via wire or other crypto — figures are a partial view.
Minimum $250 to $1,500 by programme and size • $1,500,000 maximum allocation
Paid by ACH or wire, through Plaid or via Riseworks
Splits Differ by Programme
Rapid and Rapid EOD pay 90/10, the highest MFFU offers. Builder and Pro pay 80/20. There is no profit-split upgrade on any of them, so the number you see is the number you get.
The Buffer Comes First
Your balance must clear a buffer before any request: $1,100 on a 25K, $2,100 on a 50K, $3,100 on a 100K and $4,600 on a 150K. The ladder is identical across all four programmes. A Builder 50K with the drawdown add-on drops to $1,600.
Builder — Every 48 Hours
The first payout is available 48 hours after your first sim trade. Each cycle needs 2 qualifying trading days, the 50 percent sim consistency rule, and net profit of $250 on a 25K, $500 on a 50K, $1,000 on a 100K or $1,500 on a 150K — above the buffer for the first payout, and since the last approved payout after that. Minimum requests match those figures and the per-cycle cap runs $1,000, $2,000, $3,000 and $3,500. Five sim payouts unlock the live transition.
Rapid — Daily
The first payout comes 24 hours after your first funded trade, once the buffer is cleared. No consistency rule applies at the funded stage. The minimum request after the buffer is $500.
Rapid EOD — Daily
Also $500 minimum, also no funded consistency rule. Once the buffer is cleared, each further payout needs $250 of net profit since the last on a 25K, or $500 on a 50K.
Pro — Every 14 Days
Payouts come 14 days from your first trade, once the buffer is cleared. The minimum request is $1,000 and there is no maximum per request — the only uncapped request in the lineup. Total sim funded payouts are capped at $100,000 per user. After your first payout the maximum loss limit locks to your starting balance plus $100.
Pro’s Early Withdrawal
While still inside the buffer, Pro allows one early withdrawal of up to 60 percent of profits, subject to the same $1,000 minimum.
Getting to a Live Account
Builder promotes after the fifth approved sim payout, to one live account paying daily at 80/20. Pro promotes after three consecutive payouts, funded at $2K to $5K on a 50K, $3K to $7.5K on a 100K and $4K to $10K on a 150K.
Three Payment Rails
ACH or wire, Plaid and Riseworks. Riseworks settles on-chain, which is what lets the live tracker above read verified transfers rather than claims.
$1,500,000 Maximum Allocation
That is a high ceiling for futures prop trading and well above what most of the field allows, so scaling is not the constraint here.
Max Contract Sizes by Program
Builder
Rapid
Rapid EOD — 25K and 50K only
Pro — 50K and up, size rises when funded
Limits differ by programme at the same account size. Pro is the only one that widens when you are funded, going from 3 to 5 minis on a 50K and from 9 to 15 on a 150K. One mini equals ten micros, and combining the two to exceed the overall limit is a breach even where the order fills.
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My Funded Futures Reviews & Ratings
Rated by our community & expert team
My Funded Futures is a US futures prop firm trading since November 2023 under CEO Matthew Leech, and at on Trustpilot from reviews it holds one of the largest verified review bases in futures prop trading. Four programmes, thirteen accounts, $25,000 to $150,000, on seven platforms. Code CLUB takes 50% off for new users, putting the cheapest entry at $52.50 with no activation fee and a reset priced the same as the account. Rapid and Rapid EOD pay 90/10 daily; Builder pays every 48 hours and Pro every 14 days, both at 80/20. Every evaluation runs end-of-day trailing — only funded Rapid switches to intraday, which is the single reason Rapid EOD exists. Payouts settle through Riseworks on-chain, so the tracker on this page reads verified transfers. The catches are a buffer before any withdrawal and consistency rules that sit at a different stage in each programme.
Summary
My Funded Futures is a US futures prop firm trading since November 2023 under CEO Matthew Leech. Four programmes, thirteen accounts, $25,000 to $150,000, on seven platforms. It scores on Trustpilot from reviews — one of the largest review bases in the category, which matters more than the score itself.
Code CLUB takes 50 percent off every account for new users and 40 percent for existing ones, so the cheapest way in is a 25K Builder at $52.50 and the most expensive single account is a 150K Pro at $278.50. There is no activation fee, and a reset is priced the same as the account.
The split is not uniform and it is the first thing to check. Rapid and Rapid EOD pay 90/10. Builder and Pro pay 80/20. Ten points outruns any difference in entry price within a few payouts.
Cadence is the second. Rapid and Rapid EOD pay daily, Builder every 48 hours, Pro every 14 days. Pro trades that wait for the only uncapped payout request in the lineup, plus a contract limit that widens once funded — 3 to 5 minis on a 50K, 9 to 15 on a 150K.
Rapid EOD is the one worth understanding. Same price, same 90/10, same daily payouts as Rapid. Both evaluations run end-of-day trailing; once funded, Rapid switches to intraday while Rapid EOD stays end-of-day. You pay for that in day count — four to pass against two — and a tighter 30 percent challenge consistency rule. If intraday trailing is what has cost you accounts, that is the trade worth making.
Consistency sits at a different stage in each programme, which is the easiest thing to get wrong. Builder has none on the evaluation and 50 percent once funded. Rapid and Pro run 50 percent on the challenge and none funded. Rapid EOD runs 30 percent on the challenge. Builder is also the only programme with a daily loss limit, and it pauses the day rather than breaching the account.
Every withdrawal waits on a buffer — $1,100 on a 25K up to $4,600 on a 150K, identical across all four programmes. Hedging is prohibited outright, and MFFU counts E-mini and Micro contracts on the same index as the same asset, so long NQ against short MNQ is a breach. Overnight positions close automatically at 4:10 PM EST without penalty, and an account needs a trade every seven calendar days or it can be closed as a breach.
All four programmes end in a live account rather than sim indefinitely, allocation runs to $1,500,000, and payouts settle through Riseworks on-chain, which is why MFFU transfers show up in the live tracker on this page as verified rather than claimed.
Deep Dive
More About My Funded Futures
Is My Funded Futures Legit?
Yes, and the evidence here is stronger than most. My Funded Futures has been trading since November 2023 under CEO Matthew Leech and holds on Trustpilot from reviews. A review base that size is hard to manufacture and hard to sustain if traders are not being paid.
The harder evidence is on-chain. MFFU settles payouts through Riseworks, which clears on a public ledger, so the live tracker at the top of this page reads verified transfers rather than the firm’s own claims. You can check the record yourself instead of taking anyone’s word for it.
Structurally, every programme ends in a live account rather than sim forever. Builder promotes after five approved sim payouts, Pro after three consecutive ones, funded at $2K to $10K by size. A firm running a churn model does not publish a route off the simulator and then staff it.
Cadence supports the same read. Rapid and Rapid EOD pay daily at 90/10, Builder every 48 hours. Those are among the shortest cycles in futures prop trading and they are attached to the highest split MFFU offers, rather than being used to sell a worse one.
The rules read as written by someone who trades. The 4:10 PM auto-close means the overnight rule cannot breach you by accident. Builder’s daily loss limit pauses the day instead of ending the account. A reset costs what the account costs, with no cap on attempts. And Rapid EOD exists purely to offer an end-of-day funded drawdown at the same price as the intraday version, which is a concession most firms do not bother making.
What to weigh against that is the buffer. Nothing can be withdrawn until your balance clears $1,100 to $4,600 depending on size, and on Builder you then need size-specific net profit on top of it every cycle. It is published rather than hidden, but it pushes the first payout further out than the headline cadence suggests.
The consistency rules need reading twice, because they apply at a different stage in each programme — the challenge on Rapid, Rapid EOD and Pro, the funded stage on Builder — and Rapid EOD’s is the tightest at 30 percent. Buying on cadence alone and meeting the rule afterwards is the likeliest way to be caught out.
The hedging definition is the other thing to read carefully. MFFU prohibits holding a buy and a sell on the same underlying at the same time, and treats E-mini and Micro contracts on the same index as one asset. Long NQ against short MNQ is a breach, not a hedge. Copying between your own accounts is fine; copying another trader, or sharing a device with one, is not.
Two pieces of housekeeping. The restricted list runs to 88 countries and includes several most firms accept. And an account with no trade in seven consecutive calendar days can be deemed dormant, closed, and the closure treated as a breach.
The verdict: a firm with a large verifiable payout record, on-chain settlement anyone can audit, a real route to live capital, and fast cycles on a high split. The cost is complexity — four programmes whose rules differ in ways the pricing page does not make obvious, which is what the rest of this review is for.
My Funded Futures vs Other Futures Prop Firms
MFFU competes on payout cadence, on-chain payout evidence and a published route to live capital. Where it gives ground is complexity — four programmes with rules that differ by stage — and a buffer that delays the first withdrawal.
My Funded Futures vs Apex Trader Funding: Apex pays 100 percent on your first $25,000 against MFFU’s 90 percent on Rapid, and has five years behind it against two. MFFU answers on cadence, paying daily where Apex pays on a longer cycle, and on drawdown — Rapid EOD keeps you on end-of-day once funded, where Apex runs intraday trailing on its standard plans. Apex is the safer first account; MFFU is the faster one to get paid from.
My Funded Futures vs Take Profit Trader: The closest match. Both pay 90 percent and both promote to live capital. TPT charges an activation fee where MFFU charges none, and MFFU’s cheapest entry is well under half the price with code CLUB. TPT wins on simplicity — one programme instead of four — and on a longer payout history.
My Funded Futures vs Tradeify: Tradeify runs Straight to Sim Funded and Advanced accounts with no consistency rule on several, which is cleaner than working out which stage MFFU applies its rule at. MFFU answers with daily payouts at 90/10, a choice between intraday and end-of-day funded drawdown on otherwise identical accounts, and a far larger public review base.
My Funded Futures vs Bulenox: Bulenox is the cheaper experiment with frequent discounts and an EOD drawdown option, but holds a tighter consistency rule and publishes no live-account route. MFFU is the better outcome once funded and the stronger firm on evidence; Bulenox is the lower-risk way to find out whether you can pass anything at all.
My Funded Futures Frequently Asked Questions
Is My Funded Futures legit?
Yes. MFFU is a US futures prop firm trading since November 2023 under CEO Matthew Leech. Every programme has a published route to a live account rather than staying in simulation, and because payouts settle through Riseworks on-chain, the live tracker on this page reads verified transfers rather than claims.
What accounts does My Funded Futures offer?
Thirteen accounts across four programmes. Builder and Rapid run at 25K, 50K, 100K and 150K. Rapid EOD is sold at 25K and 50K only. Pro starts at 50K and goes to 150K.
How much does a My Funded Futures account cost?
With code CLUB at 50 percent off: Builder runs $52.50, $76.50, $141.00 and $199.00. Rapid runs $72.50, $104.50, $178.00 and $231.50. Rapid EOD is $72.50 and $104.50. Pro runs $132.50, $200.50 and $278.50. There is no activation fee on any of them.
What is the profit split at My Funded Futures?
It depends on the programme. Rapid and Rapid EOD pay 90/10, the highest MFFU offers. Builder and Pro pay 80/20. There is no profit-split upgrade to buy.
What is the difference between Builder, Rapid, Rapid EOD and Pro?
Builder is the cheapest and fastest to pass at one trading day, pays every 48 hours at 80/20, and is the only programme with a daily loss limit. Rapid pays daily at 90/10 but runs intraday trailing once funded. Rapid EOD is identical to Rapid except the funded account uses end-of-day trailing, in exchange for four days to pass and a tighter consistency rule. Pro pays every 14 days at 80/20 with no cap on a request and a contract limit that widens when funded.
What is the difference between Rapid and Rapid EOD?
The funded drawdown. Both evaluations run end-of-day trailing; once funded, Rapid switches to intraday while Rapid EOD stays end-of-day. Price, split and daily payout cadence are identical. Rapid EOD asks for four trading days to pass instead of two and holds a 30 percent challenge consistency rule instead of 50 percent, and it is only sold at 25K and 50K.
Does My Funded Futures charge an activation fee?
No. Nothing is charged to move from evaluation to sim funded on any programme.
How often does My Funded Futures pay out?
Rapid and Rapid EOD pay daily. Builder pays every 48 hours. Pro pays every 14 days. Every programme requires the buffer to be cleared first.
What is the buffer at My Funded Futures?
Your balance must clear a buffer before any payout request: $1,100 on a 25K, $2,100 on a 50K, $3,100 on a 100K and $4,600 on a 150K. It is the same ladder on all four programmes, dropping to $1,600 on a Builder 50K with the drawdown add-on.
What is the minimum payout?
Builder scales with size at $250, $500, $1,000 and $1,500. Rapid and Rapid EOD are $500. Pro is $1,000.
Is there a maximum payout per request?
Builder caps each cycle at $1,000, $2,000, $3,000 or $3,500 by size. Pro has no maximum per request, though total sim funded payouts are capped at $100,000 per user.
How does My Funded Futures pay out?
By ACH or wire, through Plaid or via Riseworks. Riseworks settles on-chain, which is why MFFU payouts appear in the live tracker on this page.
Does My Funded Futures have a consistency rule?
Yes, but it sits at a different stage in each programme. Builder has none on the evaluation and 50 percent once sim funded. Rapid and Pro run 50 percent on the challenge and none funded. Rapid EOD runs 30 percent on the challenge. Pro's 50K add-on removes it from both stages.
Does My Funded Futures have a daily loss limit?
Only Builder: $600 on a 25K, $1,000 on a 50K, $1,750 on a 100K and $2,500 on a 150K. It is applied as a soft pause for the rest of the day rather than a breach. Rapid, Rapid EOD and Pro publish none.
What drawdown does My Funded Futures use?
End-of-day trailing on every evaluation, so the maximum loss limit moves only on your highest closed daily balance. Builder, Rapid EOD and Pro stay end-of-day once funded; Rapid switches to intraday trailing, which is the one difference between Rapid and Rapid EOD.
What are the profit targets?
$1,500 on a 25K, $3,000 on a 50K, $6,000 on a 100K and $9,000 on a 150K. The targets are the same across all four programmes at a given size.
What is the maximum loss limit?
$1,000 on a 25K, $2,000 on a 50K, $3,000 on a 100K and $4,500 on a 150K. A Builder 50K add-on tightens it to $1,500 and lowers the buffer to $1,600.
How many days to pass a My Funded Futures evaluation?
Builder needs 1 trading day, Rapid and Pro need 2, and Rapid EOD needs 4.
How many contracts can you trade?
It varies by programme. Builder runs 2, 4, 6 and 9 minis by size. Rapid runs 3, 5, 8 and 10. Rapid EOD runs 2 and 3. Pro runs 3, 6 and 9 on the evaluation, rising to 5, 10 and 15 once funded — the only programme that widens at the funded stage.
Can you hold overnight at My Funded Futures?
No, but you do not have to manage it. Positions close automatically at 4:10 PM EST and that auto-close does not breach the account. Forcing an order through after 4:10 PM can still fill and disqualify the account.
What are the trading hours?
18:00 to 16:10 EST, so 6:00 PM through 4:10 PM New York time.
Is news trading allowed at My Funded Futures?
Builder is unrestricted, including Tier 1 events. Sim funded Rapid, Rapid EOD and Pro accounts may not hold or open a position from two minutes before to two minutes after a Tier 1 release. Exploiting news volatility with straddles, strangles or disguised news trades is prohibited on every programme.
Does My Funded Futures allow algorithmic trading?
Yes, provided the strategy does not target the favourable fills of the simulated environment. High-frequency trading is not allowed, and automation on a live account must follow CME guidelines.
What is the 2% price limit rule?
Trading is not allowed while a product sits within 2 percent of its CME price limit. It applies to sim and live funded accounts and exists to keep traders out of extreme volatility.
What is the cross-instrument rule?
Orders above the single-instrument limit are rejected automatically. Orders that combine instruments, such as 2 minis alongside 20 micros, may fill even when they exceed the overall limit — but doing it is still a breach.
What is the inactivity rule at My Funded Futures?
At least one trade is required in every seven consecutive calendar days on evaluation and sim accounts. MFFU may deem an inactive account dormant, close it, and treat the closure as a breach.
How do you get a live account at My Funded Futures?
Builder promotes after your fifth approved sim payout, to one live account paying daily at 80/20. Pro promotes after three consecutive payouts, funded at $2K to $5K on a 50K, $3K to $7.5K on a 100K and $4K to $10K on a 150K.
What is the maximum allocation at My Funded Futures?
$1,500,000, which is high for futures prop trading rather than a constraint.
What platforms does My Funded Futures support?
Seven: Tradovate, NinjaTrader, TradingView, Quantower, ATAS, DeepCharts and Volumetrica Trading. ATAS, DeepCharts and Volumetrica Trading cover the order-flow side.
What instruments can you trade at My Funded Futures?
CME group futures: CME, CBOT, NYMEX and COMEX, covering equity index, interest rate, currency, energy, metals and agricultural contracts in both minis and micros.
Is there a discount for My Funded Futures?
Yes. Code CLUB takes 50 percent off every programme and every size for new users, which is what the prices in the table above reflect. Existing users get 40 percent with the same code.
Does My Funded Futures allow hedging?
No, in any form. MFFU defines hedging as holding both a buy and a sell position on the same underlying asset at the same time, and it counts E-mini and Micro contracts on the same index as the same asset — so long NQ against short MNQ is a breach.
Does My Funded Futures allow copy trading?
Yes, across accounts you own yourself. What is prohibited is copying another trader — every trader must enter, exit and cancel their own executions, and two traders may not share a device. Your own automated strategies are fine provided they do not target the favourable fills of the simulated environment.
How much does a reset cost at My Funded Futures?
The same as the account at the current discount: $52.50 for a 25K Builder, $104.50 for a 50K Rapid or Rapid EOD, and $278.50 for a 150K Pro. There is no cap on how many times you reset.
Does My Funded Futures require a stop loss?
No. A stop loss is not mandatory on any programme.
Is there an add-on for the Builder 50K?
Yes, on the 50K only. The default is a $2,000 maximum loss limit. Choosing the $1,500 option instead tightens the limit, lowers the payout buffer from $2,100 to $1,600, and takes the price down from $76.50 to $62.50.
What is the cheapest My Funded Futures account?
A 25K Builder at $52.50, down from $105.00 with code CLUB. With no activation fee, that is the entire cost of reaching a sim funded account.
Which My Funded Futures programme is best for a first account?
Builder, for most people. It is the cheapest way in, passes in a single trading day, and its daily loss limit pauses you rather than ending the account. If the split matters more than the entry price, Rapid EOD is the one to look at — 90/10 and daily payouts on an end-of-day drawdown.
Which countries are restricted by My Funded Futures?
The list runs to 88 countries and includes several that most prop firms accept. The full list is in the Rules tab on this page — check it before buying rather than after.
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