ThinkCapital Review | ThePropFirmGuide

ThinkCapital

4.0 TrustPilot 90% Profit Split From $33.15 Payouts Every 7 Days
GET FUNDED
Headquarters
United Kingdom • Founded Jun 2024
Profit Split
80% • 90% with scaling/add-on
Via scale-up plan or add-on
Payouts
Every 14 days (7 days with add-on)
Minimum $100 profit
Instruments
Forex • Metals • Indices • Energy • Crypto
Leverage: Up to 1:100
Evaluation
No time limit
Min 3 trading days eval, 3 profitable days funded

Trading Platforms

ThinkTraderThinkTrader

Payout Methods

🏦Broker Profit Transfer
CryptoCrypto
RiseworksRiseworks

About ThinkCapital

Founded in June 2024 and headquartered in the United Kingdom, ThinkCapital is a proprietary trading firm offering traders access to funded accounts up to $600,000 through scaling, with profit splits up to 90%. With a 4.0 TrustPilot rating from 603 reviews, ThinkCapital provides four evaluation paths: Lightning (1-Step), Dual Step Intraday (2-Step), Dual Step Swing (2-Step), and Nexus (3-Step). The Dual Step program splits into Intraday and Swing variants — same rules but Swing allows weekend holding and costs more. The firm supports ThinkTrader with no commissions on any asset class and payouts via Broker Profit Transfer, Crypto, and Riseworks.

Challenge Programs

Lightning (1-Step)

Single 10% profit target evaluation — fastest path to funding with drawdown lock feature

Profit Split: 80% (90% with scaling/add-on)

Leverage: 1:30 FX | Daily Loss: 3% | Max Drawdown: 6% (locks at balance after 6% growth) | News: 2min restriction (add-on available) | Overnight & weekend holding allowed

Dual Step Intraday (2-Step)

Two-phase evaluation with 9% and 5% profit targets — highest leverage

Profit Split: 80% (90% with scaling/add-on)

Leverage: Dynamic up to 1:100 FX | Daily Loss: 4% | Max Loss: 7% challenge / 8% funded | News: 2min restriction (no exception) | Overnight allowed, weekend holding prohibited (hard breach)

Dual Step Swing (2-Step)

Same rules as Intraday but allows weekend holding — premium pricing

Profit Split: 80% (90% with scaling/add-on)

Leverage: Dynamic up to 1:100 FX | Daily Loss: 4% | Max Loss: 7% challenge / 8% funded | News: Allowed with no restrictions | Overnight & weekend holding allowed

Nexus (3-Step)

Three-phase evaluation with 7%, 6%, and 5% profit targets — lowest entry price

Profit Split: 80% (90% with scaling/add-on)

Leverage: 1:100 FX | Daily Loss: 4% | Max Drawdown: 8% | News: 2min restriction (add-on available) | Overnight & weekend holding allowed

Key Features

• No Time Limit: Complete evaluation at your own pace (min 3 trading days)

• Scaling Plan: 20% account increase every 3 months (10% profit + 3 withdrawals). Scales up to $600,000

• Payouts: Every 14 days (7 days with add-on). Minimum $100 profit

• EAs Allowed: Supported on all account types, must notify support of third-party software usage

• No Consistency Rules: ThinkCapital does not enforce consistency rules on any program

• Copy Trading: Allowed between your own ThinkCapital accounts (must be master account)

• No Commissions: Zero commissions on all asset classes on ThinkTrader

Leverage

Asset1-Step2-Steps3-Steps
FX
1:30
1:100
1:100
Crypto
1:1
1:2
1:2
Energy
1:10
1:20
1:20
Indices
1:5
1:20
1:20
Metals
1:10
1:30
1:30

Restricted Countries

Afghanistan • Albania • Australia • British Columbia • Burundi • Central African Rep. • Crimea • Cuba • Cyprus • Guinea • Iran • Kosovo • Lebanon • Libya • Mali • Midway Islands • Myanmar • North Korea • Rep. of Congo • Russia • Samoa • Somalia • Sudan • Syria • Ukraine • Vatican City • Vietnam • West Bank • Western Sahara • Yemen • Zambia

SizeProgramTargetDaily LossMax LossProfit SplitPayoutLoyaltyPrice
LIMITED TIME

15% Off All Accounts

Use code GUIDE at checkout for 15% off all ThinkCapital challenge accounts.

Consistency Rules

None — ThinkCapital does not enforce consistency rules on any program.

Minimum Trading Days

Evaluation: 3 trading days. Funded: 3 profitable days with at least 0.5% profit based on your starting balance for that day, and your overall account balance must be above the initial starting balance. For every payout interval, you must meet the minimum profitable trading days requirement to qualify for payout.

News Trading

Lightning (1-Step) & Nexus (3-Step): Strictly prohibited within 2 minutes before and after high-impact news events (red folder on ForexFactory) on both Challenge and Funded. Violations result in immediate breach and profit forfeiture. Exception: News Trading Add-On available. Dual Step Intraday (2-Step): Same 2-minute restriction with no exception. Dual Step Swing (2-Step): Allowed with no restrictions.

Expert Advisors (EAs)

ThinkCapital supports automated trading and Expert Advisors on all account types, provided they are compatible with ThinkTrader. Users must contact support via email to notify them of third-party software usage. EAs must not copy trades from other persons' signals, perform tick scalping, latency arbitrage, reverse arbitrage, hedge arbitrage, or use emulators. Violations result in account cancellation and ban.

Copy Trading

Allowed between your own ThinkCapital accounts. To copy between other prop firm or personal accounts, your ThinkCapital account must be the master account. ThinkTrader does not support traditional trade copiers in the same way as other platforms, but ThinkTrader-compatible copiers can be used. Third-party copy trading (between accounts not owned by the same person) is prohibited.

Overnight & Weekend Holding

Lightning (1-Step) & Nexus (3-Step): Overnight and weekend holding allowed (including crypto). Dual Step Intraday: Overnight allowed, weekend holding/crypto trading prohibited (hard breach). Dual Step Swing: Overnight and weekend holding allowed.

Lightning Drawdown Lock

Overall maximum drawdown locks at the initial account balance once the account grows by 6%.

Dynamic Leverage & News Event Multiplier

During selected economic events, margin requirements may be multiplied for affected instruments. This applies only to new positions opened during the event window; existing positions keep their original margin. Leverage returns to normal once the event window ends.

Gambling & Reckless Trading

Strictly prohibited. Includes overleveraging, all-in trades, Martingale, overexposure to correlated assets, excessive high-frequency scalping, punting, 'coinflip' patterns, and account rolling. Accounts may receive warnings, profit deductions, resets, suspension, or permanent termination sometimes without prior notice if risk is extreme.

Prohibited Practices

Grid trading, hedging across accounts, collusion, account sharing/management/sale, latency arbitrage, HFT, delayed data feed abuse, challenge passing services, Martingale, order layering, exploiting platform errors, news trading within restricted window, trading in sanctioned countries.

VPN/VPS Policy

VPN use is generally prohibited. Multiple users on one account or unapproved automation strictly forbidden. VPN/VPS during KYC/AML verification not allowed and may lead to account denial or breach.

Inactivity Rule

At least one trade required every 30 days. Failure results in account termination with no refund for challenges and no payouts for funded accounts.

Restricted Countries

Afghanistan • Albania • Australia • British Columbia • Burundi • Central African Rep. • Crimea • Cuba • Cyprus • Guinea • Iran • Kosovo • Lebanon • Libya • Mali • Midway Islands • Myanmar • North Korea • Rep. of Congo • Russia • Samoa • Somalia • Sudan • Syria • Ukraine • Vatican City • Vietnam • West Bank • Western Sahara • Yemen • Zambia

Live On-Chain Payouts — Last 30 Days

Loading…
30D Total
30D Payouts
Largest Single
Last Payout

RISEPAY on-chain data only. Some firms also pay via wire or other crypto — figures are a partial view.

Payout Limits
Minimum: $100 profit required • Maximum: No limit
Frequency: Every 14 days (7 days with add-on)

All Programs

80% profit split (90% with scaling plan or add-on). Available every 14 days unless purchased with Weekly Payouts add-on.

Scaling Plan
10% profit over 3 months + 3 withdrawals = 20% account increase. Scales up to $600,000. Review every 3 months. Traders must contact support@thinkcapital.com to initiate.

Available Markets & Leverage

FX

1-Step
1:30
2-Steps
1:100
3-Steps
1:100

Crypto

1-Step
1:1
2-Steps
1:2
3-Steps
1:2

Energy

1-Step
1:10
2-Steps
1:20
3-Steps
1:20

Indices

1-Step
1:5
2-Steps
1:20
3-Steps
1:20

Metals

1-Step
1:10
2-Steps
1:30
3-Steps
1:30

Highlights

Zero Commissions

No commissions on any asset class

4 Program Options

Lightning • Dual Intraday • Dual Swing • Nexus

Weekly Payouts

Available with add-on • Min $100 profit

Expert Review & Ratings

ThinkCapital is a newer UK-based prop firm (founded June 2024) that stands out with its zero-commission structure across all assets and four distinct program paths. The Lightning program offers the fastest funding with drawdown lock, Dual Step splits into Intraday (no weekend holding, 2min news restriction) and Swing (weekend holding allowed, no news restriction) variants, and Nexus offers the cheapest entry from $33.15. All programs support up to 90% profit split with scaling to $600,000.

4.0 / 5
Payout Speed
4.0 / 5
Customer Support
3.8 / 5
Platform & Tools
4.2 / 5
Transparency
4.0 / 5

Summary

ThinkCapital is a UK-based proprietary trading firm founded in June 2024 with a 4.0 TrustPilot rating from 603 reviews. The firm offers four programs: Lightning (1-Step, 10% target, 1:30 leverage, drawdown lock), Dual Step Intraday (2-Step, 9%/5% targets, dynamic up to 1:100, no weekend holding), Dual Step Swing (same rules but allows weekend holding and news trading), and Nexus (3-Step, 7%/6%/5% targets, 1:100 leverage, lowest entry from $33.15). All programs offer 80% profit split scaling to 90% with zero commissions on ThinkTrader. Scaling up to $600,000. Use code GUIDE for 15% off.

Deep Dive

More About ThinkCapital

Is ThinkCapital Legit?

ThinkCapital is a proprietary trading firm headquartered in the United Kingdom, founded in June 2024. With a 4.0 TrustPilot rating from 603 reviews, the firm is still relatively new but offers a competitive setup with zero commissions on all assets, four program options including Intraday and Swing variants, and scaling up to $600,000. ThinkCapital supports ThinkTrader exclusively and processes payouts via Broker Profit Transfer, Crypto, and Riseworks. No consistency rules are enforced, and EAs are supported with notification to support.

ThinkCapital vs Other Forex Prop Firms

ThinkCapital vs FundingPips: FundingPips offers higher default splits and longer track record. ThinkCapital counters with zero commissions on all assets, four programs including Intraday/Swing split, and competitive pricing with 15% off using code GUIDE.

ThinkCapital vs AquaFunded: AquaFunded provides straightforward evaluations with competitive splits. ThinkCapital offers zero commissions and the unique Dual Step Swing variant with no news restrictions. ThinkCapital's Nexus starts from $33.15.

ThinkCapital vs FXIFY: FXIFY offers strong payouts and account variety. ThinkCapital differentiates with zero commissions across all assets, four distinct programs, and the Dual Step Swing option with unrestricted news trading. ThinkCapital scales up to $600K.

ThinkCapital Frequently Asked Questions

What programs does ThinkCapital offer?

ThinkCapital offers four programs: Lightning (1-Step with 10% target, 1:30 leverage, drawdown lock), Dual Step Intraday (2-Step with 9%/5% targets, dynamic up to 1:100, no weekend holding), Dual Step Swing (same as Intraday but allows weekend holding and news trading, higher price), and Nexus (3-Step with 7%/6%/5% targets, 1:100 leverage).

What is ThinkCapital's scaling plan?

ThinkCapital offers a 20% account increase every 3 months after achieving 10% profit and completing 3 withdrawals. Scaling up to $600,000. Traders must contact support@thinkcapital.com to initiate.

Does ThinkCapital allow news trading?

Lightning and Nexus: Prohibited within 2 minutes before/after high-impact news (add-on available to remove restriction). Dual Step Intraday: Same restriction with no exception. Dual Step Swing: News trading allowed with no restrictions.

Are Expert Advisors allowed on ThinkCapital?

Yes, ThinkCapital supports automated trading and EAs on all account types compatible with ThinkTrader. Users must notify support of third-party software usage.

What are ThinkCapital's minimum trading days?

Evaluation: 3 trading days. Funded: 3 profitable days with at least 0.5% profit each, and overall balance above initial starting balance. Must be met for every payout interval.

What platforms does ThinkCapital support?

ThinkCapital supports ThinkTrader exclusively. No commissions on any asset class. Payouts via Broker Profit Transfer, Crypto, and Riseworks.

What countries are restricted from ThinkCapital?

ThinkCapital restricts traders from 31 countries/regions including Afghanistan, Australia, Cuba, Iran, North Korea, Russia, Syria, Ukraine, and others. Notable inclusions are Australia and Cyprus.

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